# Kutxabank vs Pichincha Envíos

The clearest difference is rating: Pichincha Envíos at 5.0 against Kutxabank's 3.2. Kutxabank's advantage is ratings volume (15 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pichincha Envíos holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Kutxabank has 15 ratings behind it against 1, so its average is the more settled of the two.

Kutxabank ships an update monthly, Pichincha Envíos fortnightly. Both last shipped on October 29, 2026.

## The numbers

| Metric | Kutxabank | Pichincha Envíos |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (15 ratings)](https://appshunter.io/ios/app/kutxabank/id820843957/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pichincha-envios/id1491767291/reviews)** |
| Number of ratings | **15** | 1 |
| Positive reviews | 12.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 106 MB | 35 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [KUTXABANK S.A.](https://appshunter.io/developer/820843960) | [Banco Pichincha España S.A.](https://appshunter.io/developer/1181126689) |

## What reviewers say

### Kutxabank

[App page](https://appshunter.io/ios/app/kutxabank/id820843957)

Manage your finances with this app, offering tools for mortgages, loans, insurance, and investments. Securely access your accounts, manage cards, and communicate with your financial advisor.

**Highlights:** Mortgage simulator and tracking, Online loan applications, Insurance contract management, Investment and pension plan management, Card control and security, Secure login with biometrics, Digital mailbox and notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Pichincha Envíos

[App page](https://appshunter.io/ios/app/pichincha-envios/id1491767291)

Send money to Ecuador securely, easily, and quickly. This service allows adults to transfer funds online or from offices, with immediate credit to a Banco Pichincha Ecuador account or availability for pickup within 10 minutes at over 7,000 locations. Competitive exchange rates are offered.

**Highlights:** Secure money transfers, Fast and easy to use, Send money to Ecuador, No Banco Pichincha account needed, Pay with debit card, Immediate credit or 10-minute pickup, Competitive exchange rates

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kutxabank free?

Kutxabank is free to download, with no in-app purchases.

### Is Pichincha Envíos free?

Pichincha Envíos is free to download, with no in-app purchases.

### Which has better reviews, Kutxabank or Pichincha Envíos?

Pichincha Envíos is rated higher. Kutxabank averages 3.2 out of 5 from 15 ratings, while Pichincha Envíos averages 5.0 from 1 ratings.

### Do Kutxabank or Pichincha Envíos have ads?

Neither Kutxabank nor Pichincha Envíos shows ads.

### Which is updated more often, Kutxabank or Pichincha Envíos?

Kutxabank ships an update monthly, and Pichincha Envíos fortnightly. Most recently, Kutxabank was updated on October 29, 2026 and Pichincha Envíos on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*