# Kutxabank vs Factum

The clearest difference is update cadence: Kutxabank at monthly against Factum's every 15 months. Kutxabank also leads on iOS requirement (15.0 vs 17.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kutxabank ships an update monthly, Factum every 15 months. The most recent releases landed on October 22, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Kutxabank | Factum |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (15 ratings)](https://appshunter.io/ios/app/kutxabank/id820843957/reviews)** | — |
| Number of ratings | **15** | — |
| Positive reviews | 12.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 15 months |
| Monetization | Free | — |
| Size | 101 MB | 74 MB |
| Requires iOS | **15.0** | 17.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [KUTXABANK S.A.](https://appshunter.io/developer/820843960) | [ASESORAMIENTO Y DESARROLLO DE SISTEMAS INFORMATICOS SL](https://appshunter.io/developer/1492056928) |

## What reviewers say

### Kutxabank

[App page](https://appshunter.io/ios/app/kutxabank/id820843957)

Manage your finances with this app, offering tools for mortgages, loans, insurance, and investments. Securely access your accounts, manage cards, and communicate with your financial advisor.

**Highlights:** Mortgage simulator and tracking, Online loan applications, Insurance contract management, Investment and pension plan management, Card control and security, Secure login with biometrics, Digital mailbox and notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Factum

[App page](https://appshunter.io/ios/app/factum/id6479517345)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kutxabank free?

Kutxabank is free to download, with no in-app purchases.

### Is Factum free?

Factum is free to download, with no in-app purchases.

### Do Kutxabank or Factum have ads?

Neither Kutxabank nor Factum shows ads.

### Which is updated more often, Kutxabank or Factum?

Kutxabank ships an update monthly, and Factum every 15 months. Most recently, Kutxabank was updated on October 22, 2026 and Factum on October 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*