# SPCU Mobile vs FundFlow

The clearest difference is update cadence: FundFlow at every 3 days against SPCU Mobile's every 3 months. SPCU Mobile's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SPCU Mobile ships an update every 3 months, FundFlow every 3 days. The most recent releases landed on October 4, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | SPCU Mobile | FundFlow |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 79.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 44 MB | 2 MB |
| Requires iOS | **12.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Scottish Police Credit Union Ltd](https://appshunter.io/developer/1215346169) | [Smarthawk Technologies LLP](https://appshunter.io/developer/1812098526) |

## What reviewers say

### SPCU Mobile

[App page](https://appshunter.io/ios/app/spcu-mobile/id823310906)

Manage your finances on the go with this banking app. Access accounts 24/7, view balances and statements, and make withdrawals. Update your personal details and receive important news and notifications.

**Highlights:** 24/7 Account Access, TouchID/FaceID Login, View Balances and Statements, Withdraw Funds, Update Personal Details, Push Notifications, News Feed

**Features:** macOS Compatibility

**In-app purchases:** none


### FundFlow

[App page](https://appshunter.io/ios/app/fundflow/id6745412175)

**In-app purchases:** none


## Frequently asked questions

### Is SPCU Mobile free?

SPCU Mobile is free to download, with no in-app purchases.

### Is FundFlow free?

FundFlow is free to download, with no in-app purchases.

### Do SPCU Mobile or FundFlow have ads?

Neither SPCU Mobile nor FundFlow shows ads.

### Which is updated more often, SPCU Mobile or FundFlow?

SPCU Mobile ships an update every 3 months, and FundFlow every 3 days. Most recently, SPCU Mobile was updated on October 4, 2026 and FundFlow on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*