# Lyf Pay vs AS Expertise

The clearest difference is iOS requirement: AS Expertise at 11.0 against Lyf Pay's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lyf Pay ships an update monthly, AS Expertise every 6 weeks. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Lyf Pay | AS Expertise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (120 ratings)](https://appshunter.io/ios/app/lyf-pay/id824967438/reviews)** | — |
| Number of ratings | **120** | — |
| Positive reviews | 53.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Ad-supported | — |
| Size | 120 MB | 46 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Lyf](https://appshunter.io/developer/824967441) | [NETexcom Groupe Informatique](https://appshunter.io/developer/443370310) |

## What reviewers say

### Lyf Pay

[App page](https://appshunter.io/ios/app/lyf-pay/id824967438)

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

**Highlights:** Mobile payment services, Savings account functionality, Phasing out services, Company ceasing operations

**In-app purchases:** none


### AS Expertise

[App page](https://appshunter.io/ios/app/as-expertise/id1552401983)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Lyf Pay free?

Lyf Pay is free to download, with no in-app purchases.

### Is AS Expertise free?

AS Expertise is free to download, with no in-app purchases.

### Do Lyf Pay or AS Expertise have ads?

Neither Lyf Pay nor AS Expertise shows ads.

### Which is updated more often, Lyf Pay or AS Expertise?

Lyf Pay ships an update monthly, and AS Expertise every 6 weeks. Most recently, Lyf Pay was updated on October 17, 2026 and AS Expertise on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*