# Lyf Pay vs Simply Pay

The clearest difference is ratings volume: Lyf Pay at 120 against Simply Pay's 4. Lyf Pay also leads on rating (4.5 vs 4.3) and iOS requirement (13.0 vs 15.1). Simply Pay's advantage is monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lyf Pay holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Lyf Pay has 120 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 53% of Lyf Pay's written reviews are positive against 48% of Simply Pay's.

Lyf Pay ships an update monthly, Simply Pay every 5 weeks. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Lyf Pay | Simply Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (120 ratings)](https://appshunter.io/ios/app/lyf-pay/id824967438/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/simply-pay/id1573582913/reviews) |
| Number of ratings | **120** | 4 |
| Positive reviews | **53.3% of reviews** | 48.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 120 MB | 53 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Lyf](https://appshunter.io/developer/824967441) | [LM CONTROL](https://appshunter.io/developer/1573582915) |

## What reviewers say

### Lyf Pay

[App page](https://appshunter.io/ios/app/lyf-pay/id824967438)

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

**Highlights:** Mobile payment services, Savings account functionality, Phasing out services, Company ceasing operations

**In-app purchases:** none


### Simply Pay

[App page](https://appshunter.io/ios/app/simply-pay/id1573582913)

Easily pay for services at laundromats and car washes directly from your smartphone. This app offers a secure private wallet, exclusive promotions, and customer loyalty rewards for a seamless payment experience.

**Highlights:** Fast and secure payments, Integrated virtual wallet, Promotional offers and benefits, Customer loyalty program, QR code scanning for payment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lyf Pay free?

Lyf Pay is free to download, with no in-app purchases.

### Is Simply Pay free?

Simply Pay is free to download, with no in-app purchases.

### Which has better reviews, Lyf Pay or Simply Pay?

Lyf Pay is rated higher. Lyf Pay averages 4.5 out of 5 from 120 ratings, while Simply Pay averages 4.3 from 4 ratings.

### Do Lyf Pay or Simply Pay have ads?

Neither Lyf Pay nor Simply Pay shows ads.

### Which is updated more often, Lyf Pay or Simply Pay?

Lyf Pay ships an update monthly, and Simply Pay every 5 weeks. Most recently, Lyf Pay was updated on September 24, 2026 and Simply Pay on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*