# Lyf Pay vs MMA Assurances

The clearest difference is review sentiment: MMA Assurances at 95% against Lyf Pay's 53%. Lyf Pay's advantage is iOS requirement (13.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lyf Pay ships an update monthly, MMA Assurances every 5 weeks. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Lyf Pay | MMA Assurances |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (120 ratings)](https://appshunter.io/ios/app/lyf-pay/id824967438/reviews)** | — |
| Number of ratings | **120** | — |
| Positive reviews | 53.3% of reviews | **95.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Ad-supported | Ad-supported |
| Size | 120 MB | 81 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Lyf](https://appshunter.io/developer/824967441) | [MMA](https://appshunter.io/developer/322122118) |

## What reviewers say

### Lyf Pay

[App page](https://appshunter.io/ios/app/lyf-pay/id824967438)

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

**Highlights:** Mobile payment services, Savings account functionality, Phasing out services, Company ceasing operations

**In-app purchases:** none


### MMA Assurances

[App page](https://appshunter.io/ios/app/mma-assurances/id6447569496)

Manage all your insurance contracts, savings, and health reimbursements on the go. Submit claims, download attestations, and access exclusive partner benefits. Stay updated on contract events and MMA news.

**Highlights:** View and manage insurance contracts, Track savings and manage operations, Submit and track health reimbursements, Download insurance attestations, Report and track auto/home claims, Access partner benefits, Secure messaging and agency locator

**In-app purchases:** none


## Frequently asked questions

### Is Lyf Pay free?

Lyf Pay is free to download, with no in-app purchases.

### Is MMA Assurances free?

MMA Assurances is free to download, with no in-app purchases.

### Do Lyf Pay or MMA Assurances have ads?

Neither Lyf Pay nor MMA Assurances shows ads.

### Which is updated more often, Lyf Pay or MMA Assurances?

Lyf Pay ships an update monthly, and MMA Assurances every 5 weeks. Most recently, Lyf Pay was updated on October 26, 2026 and MMA Assurances on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*