# Lyf Pay vs MarginMate

The clearest difference is review sentiment: MarginMate at 100% against Lyf Pay's 53%. MarginMate also leads on update cadence (every 2 days vs monthly) and chart position (#131 vs unranked). Lyf Pay's advantage is price (Free vs $0.99) and iOS requirement (13.0 vs 16.0). On ads, in-app purchases and device support there is nothing between them.

Lyf Pay is free to download; MarginMate costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Lyf Pay ships an update monthly, MarginMate every 2 days. The most recent releases landed on September 28, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Lyf Pay | MarginMate |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.5 (120 ratings)](https://appshunter.io/ios/app/lyf-pay/id824967438/reviews)** | — |
| Number of ratings | **120** | — |
| Positive reviews | 53.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | **Ad-supported** | Paid |
| Best chart rank | — | **#131** |
| Size | 120 MB | 1 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Lyf](https://appshunter.io/developer/824967441) | [Pierre STANISLAS](https://appshunter.io/developer/985365152) |

## What reviewers say

### Lyf Pay

[App page](https://appshunter.io/ios/app/lyf-pay/id824967438)

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

**Highlights:** Mobile payment services, Savings account functionality, Phasing out services, Company ceasing operations

**In-app purchases:** none


### MarginMate

[App page](https://appshunter.io/ios/app/marginmate-margin-calculator/id6773115830)

**Currently charting:** #131 Top Paid · Finance (US App Store)

Quickly calculate profit margins and revenue on your iPhone or Apple Watch. Input any two values and instantly see the results, with options for margin or markup calculations and a history of all your computations.

**Highlights:** Instant margin and revenue calculation, Supports margin % and markup %, History of all calculations, Apple Watch integration with Digital Crown, Configurable decimal precision, Copy results to clipboard

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lyf Pay free?

Lyf Pay is free to download, with no in-app purchases.

### Is MarginMate free?

MarginMate costs $0.99, with no in-app purchases.

### Do Lyf Pay or MarginMate have ads?

Neither Lyf Pay nor MarginMate shows ads.

### Which is updated more often, Lyf Pay or MarginMate?

Lyf Pay ships an update monthly, and MarginMate every 2 days. Most recently, Lyf Pay was updated on September 28, 2026 and MarginMate on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*