# SEI Cash Access vs Zil.US

The clearest difference is rating: Zil.US at 2.1 against SEI Cash Access's 1.2. Zil.US also leads on update cadence (every 2 weeks vs every 6 months). SEI Cash Access's advantage is iOS requirement (11.0 vs 15.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zil.US holds the better App Store score, 2.1 against 1.2. Both are backed by a comparable volume of ratings — 5 and 10 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

SEI Cash Access ships an update every 6 months, Zil.US every 2 weeks. Both last shipped on October 8, 2026.

## The numbers

| Metric | SEI Cash Access | Zil.US |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.2 (5 ratings)](https://appshunter.io/ios/app/sei-cash-access/id827874592/reviews) | **[2.1 (10 ratings)](https://appshunter.io/ios/app/zilus/id1576803726/reviews)** |
| Number of ratings | 5 | **10** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 89 MB | 51 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Bancorp Inc.](https://appshunter.io/developer/479879496) | [onlinecheckwriter](https://appshunter.io/developer/1473071594) |

## What reviewers say

### SEI Cash Access

[App page](https://appshunter.io/ios/app/sei-cash-access/id827874592)

Securely manage your bank accounts on the go with this mobile banking app. Access account balances, review transactions, transfer funds, pay bills, and deposit checks from your iPhone. Features quick login options and ATM locator.

**Highlights:** Secure account access, Check balances and activity, Transaction search, Inter-account transfers, ATM locator, Bill payment, Mobile check deposit

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Zil.US

[App page](https://appshunter.io/ios/app/zilus/id1576803726)

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

**Highlights:** Free business/personal checking accounts, Early direct deposit, Credit builder tool, Fee-free ACH and wire transfers, Instant and physical Visa cards, Card management with custom limits, Two-factor authentication

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SEI Cash Access free?

SEI Cash Access is free to download, with no in-app purchases.

### Is Zil.US free?

Zil.US is free to download, with no in-app purchases.

### Which has better reviews, SEI Cash Access or Zil.US?

Zil.US is rated higher. SEI Cash Access averages 1.2 out of 5 from 5 ratings, while Zil.US averages 2.1 from 10 ratings.

### Do SEI Cash Access or Zil.US have ads?

Neither SEI Cash Access nor Zil.US shows ads.

### Which is updated more often, SEI Cash Access or Zil.US?

SEI Cash Access ships an update every 6 months, and Zil.US every 2 weeks. Most recently, SEI Cash Access was updated on October 8, 2026 and Zil.US on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*