# Mobile First vs Plinqit

Mobile First and Plinqit both sit at 4.8 stars, but that hides the real split: 100% of Plinqit's written reviews are positive against 60% of Mobile First's. Plinqit also leads on iOS requirement (13.0 vs 15.0). Mobile First's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Mobile First against 4.9 for Plinqit. That said, the two scores are not equally well evidenced: Mobile First has 4.5K ratings behind it against 74, so its average is the more settled of the two. Written reviews are what separate them: 60% of Mobile First's written reviews are positive against 100% of Plinqit's.

Mobile First ships an update monthly, Plinqit every 4 months. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Mobile First | Plinqit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.5K ratings)](https://appshunter.io/ios/app/mobile-first/id828534641/reviews) | **[4.9 (74 ratings)](https://appshunter.io/ios/app/plinqit/id1086165855/reviews)** |
| Number of ratings | **4.5K** | 74 |
| Positive reviews | 60.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 148 MB | 4 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Community Bank Batesville](https://appshunter.io/developer/828534644) | [HT Mobile Apps LLC](https://appshunter.io/developer/597193942) |

## What reviewers say

### Mobile First

[App page](https://appshunter.io/ios/app/mobile-first/id828534641)

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Deposit checks remotely, Pay bills, Review past payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- ⚡ Fast and efficient
- 👍 User-friendly interface
- 🕰️ Saves time without traffic
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 🔑 Frequent need to re-enter credentials
- 🤖 Unreliable facial recognition/Touch ID
- 📱 Outdated and less intuitive UI after updates
- 🤔 Lacking advanced features compared to other banks

**Reported bugs**

- Mobile deposits not working consistently
- Accounts not properly syncing or updating
- Frequent app crashes and login issues
- Face ID/Touch ID not functioning as expected

**Requested features**

- Ability to save/view check images
- More detailed account and loan information
- Improved mobile deposit process
- Push notifications for account activity
- Integration with popular payment services


### Plinqit

[App page](https://appshunter.io/ios/app/plinqit/id1086165855)

This app rewards users for saving money and learning about personal finance. Link your bank account, set savings goals, and earn money by saving, referring friends, and completing educational modules. It offers a secure and free way to achieve financial goals.

**Highlights:** Earn money for saving, Get paid to learn personal finance, Set savings goals, Refer friends for rewards, Secure bank account linking, FDIC-insured savings

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and simple interface
- 💰 Great for saving money and setting goals
- 💡 Teaches users about finances and money management
- 🚀 Responsive and helpful support staff
- ✅ Allows easy withdrawal of savings


## Frequently asked questions

### Is Mobile First free?

Mobile First is free to download, with no in-app purchases.

### Is Plinqit free?

Plinqit is free to download, with no in-app purchases.

### Which has better reviews, Mobile First or Plinqit?

Plinqit is rated higher. Mobile First averages 4.8 out of 5 from 4.5K ratings, while Plinqit averages 4.9 from 74 ratings.

### Do Mobile First or Plinqit have ads?

Plinqit shows ads; Mobile First does not.

### Which is updated more often, Mobile First or Plinqit?

Mobile First ships an update monthly, and Plinqit every 4 months. Most recently, Mobile First was updated on October 15, 2026 and Plinqit on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*