# Mobile First vs Encore Bank Mobile

The clearest difference is update cadence: Mobile First at monthly against Encore Bank Mobile's every 6 months. Mobile First also leads on ratings volume (4.6K vs 70). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Mobile First against 4.7 for Encore Bank Mobile. That said, the two scores are not equally well evidenced: Mobile First has 4.6K ratings behind it against 70, so its average is the more settled of the two. Written reviews are what separate them: 60% of Mobile First's written reviews are positive against 67% of Encore Bank Mobile's.

Mobile First ships an update monthly, Encore Bank Mobile every 6 months. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Mobile First | Encore Bank Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.6K ratings)](https://appshunter.io/ios/app/mobile-first/id828534641/reviews)** | [4.7 (70 ratings)](https://appshunter.io/ios/app/encore-bank-mobile/id6446032592/reviews) |
| Number of ratings | **4.6K** | 70 |
| Positive reviews | 60.3% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 months |
| Monetization | Free | Free |
| Size | 148 MB | 49 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [First Community Bank Batesville](https://appshunter.io/developer/828534644) | [Encore Bank (Mobile)](https://appshunter.io/developer/550252990) |

## What reviewers say

### Mobile First

[App page](https://appshunter.io/ios/app/mobile-first/id828534641)

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Deposit checks remotely, Pay bills, Review past payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- ⚡ Fast and efficient
- 👍 User-friendly interface
- 🕰️ Saves time without traffic
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 🔑 Frequent need to re-enter credentials
- 🤖 Unreliable facial recognition/Touch ID
- 📱 Outdated and less intuitive UI after updates
- 🤔 Lacking advanced features compared to other banks

**Reported bugs**

- Mobile deposits not working consistently
- Accounts not properly syncing or updating
- Frequent app crashes and login issues
- Face ID/Touch ID not functioning as expected

**Requested features**

- Ability to save/view check images
- More detailed account and loan information
- Improved mobile deposit process
- Push notifications for account activity
- Integration with popular payment services


### Encore Bank Mobile

[App page](https://appshunter.io/ios/app/encore-bank-mobile/id6446032592)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks remotely. Locate nearby branches and ATMs with ease.

**Highlights:** Check account balances, View recent transactions, Transfer funds between accounts, Pay bills, Deposit checks remotely, Find branches and ATMs

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mobile First free?

Mobile First is free to download, with no in-app purchases.

### Is Encore Bank Mobile free?

Encore Bank Mobile is free to download, with no in-app purchases.

### Which has better reviews, Mobile First or Encore Bank Mobile?

Mobile First is rated higher. Mobile First averages 4.8 out of 5 from 4.6K ratings, while Encore Bank Mobile averages 4.7 from 70 ratings.

### Do Mobile First or Encore Bank Mobile have ads?

Neither Mobile First nor Encore Bank Mobile shows ads.

### Which is updated more often, Mobile First or Encore Bank Mobile?

Mobile First ships an update monthly, and Encore Bank Mobile every 6 months. Most recently, Mobile First was updated on October 26, 2026 and Encore Bank Mobile on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*