# Mobile First vs Michu

The clearest difference is in-app purchases: Mobile First at none against Michu's 1. Mobile First also leads on ratings volume (4.6K vs 1) and device support (3 vs 1). Michu's advantage is update cadence (every 2 days vs monthly). On price, rating and ads there is nothing between them.

Both are free to download. Michu sells 1 one-off in-app purchase. Mobile First asks for nothing beyond the download.

Michu holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Mobile First has 4.6K ratings behind it against 1, so its average is the more settled of the two.

Mobile First ships an update monthly, Michu every 2 days. The most recent releases landed on October 20, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Mobile First | Michu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.6K ratings)](https://appshunter.io/ios/app/mobile-first/id828534641/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/michu-mindful-spending/id6809133397/reviews)** |
| Number of ratings | **4.6K** | 1 |
| Positive reviews | 60.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 148 MB | 105 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [First Community Bank Batesville](https://appshunter.io/developer/828534644) | [Solyx Studios, LLC](https://appshunter.io/developer/1858516086) |

## What reviewers say

### Mobile First

[App page](https://appshunter.io/ios/app/mobile-first/id828534641)

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Deposit checks remotely, Pay bills, Review past payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- ⚡ Fast and efficient
- 👍 User-friendly interface
- 🕰️ Saves time without traffic
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 🔑 Frequent need to re-enter credentials
- 🤖 Unreliable facial recognition/Touch ID
- 📱 Outdated and less intuitive UI after updates
- 🤔 Lacking advanced features compared to other banks

**Reported bugs**

- Mobile deposits not working consistently
- Accounts not properly syncing or updating
- Frequent app crashes and login issues
- Face ID/Touch ID not functioning as expected

**Requested features**

- Ability to save/view check images
- More detailed account and loan information
- Improved mobile deposit process
- Push notifications for account activity
- Integration with popular payment services


### Michu

[App page](https://appshunter.io/ios/app/michu-mindful-spending/id6809133397)

This app helps you understand your spending habits by asking a single nightly question about daily temptations. It provides insights into your patterns without connecting to financial services or tracking monetary values. The core features are free, with optional purchases for cosmetic enhancements.

**Highlights:** Nightly check-in with simple answers, Optional trigger words for temptations, Calendar for tracking progress, Pattern insights over time, Warm, non-judgmental companion, Data stays on device

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Michu Pro | $3.99 | one-time |


## Frequently asked questions

### Is Mobile First free?

Mobile First is free to download, with no in-app purchases.

### Is Michu free?

Michu is free to download, with in-app purchases available.

### Which has better reviews, Mobile First or Michu?

Michu is rated higher. Mobile First averages 4.8 out of 5 from 4.6K ratings, while Michu averages 5.0 from 1 ratings.

### Do Mobile First or Michu have ads?

Neither Mobile First nor Michu shows ads.

### Which is updated more often, Mobile First or Michu?

Mobile First ships an update monthly, and Michu every 2 days. Most recently, Mobile First was updated on October 20, 2026 and Michu on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*