# BIL Payconiq vs Beobank Mobile

The clearest difference is rating: Beobank Mobile at 4.6 against BIL Payconiq's 2.0. Beobank Mobile also leads on review sentiment (38% vs 0%) and ratings volume (135 vs 4). BIL Payconiq's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Beobank Mobile holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: Beobank Mobile has 135 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of BIL Payconiq's written reviews are positive against 38% of Beobank Mobile's.

BIL Payconiq ships an update every 2 months, Beobank Mobile every 6 weeks. The most recent releases landed on June 1, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | BIL Payconiq | Beobank Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (4 ratings)](https://appshunter.io/ios/app/bil-payconiq/id830569595/reviews) | **[4.6 (135 ratings)](https://appshunter.io/ios/app/beobank-mobile/id1008666594/reviews)** |
| Number of ratings | 4 | **135** |
| Positive reviews | 0.0% of reviews | **37.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 43 MB | 153 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banque Internationale a Luxembourg](https://appshunter.io/developer/455960652) | [Beobank NV/SA](https://appshunter.io/developer/1441947198) |

## What reviewers say

### BIL Payconiq

[App page](https://appshunter.io/ios/app/bil-payconiq/id830569595)

Make quick, secure payments in Luxembourg, Belgium, and the Netherlands. Send or request money using just a phone number, pay bills, and complete in-store purchases. Transactions are linked to your bank account and secured with fingerprint or PIN.

**Highlights:** In-store payments, Bill payments, Send/request money via phone number, Bank account linked, Fingerprint/PIN security, Transaction history

**In-app purchases:** none


### Beobank Mobile

[App page](https://appshunter.io/ios/app/beobank-mobile/id1008666594)

Manage your finances on the go with this banking app. View transactions, make transfers, pay bills, and manage cards and loans. New customers can join in minutes, and all users can access support via chat or by contacting their advisor.

**Highlights:** View account and transaction history, Budget management tool, Make instant or scheduled transfers, Manage standing orders and direct debits, Pay invoices via Zoomit, Secure online purchase validation, Chat with virtual assistant

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BIL Payconiq free?

BIL Payconiq is free to download, with no in-app purchases.

### Is Beobank Mobile free?

Beobank Mobile is free to download, with no in-app purchases.

### Which has better reviews, BIL Payconiq or Beobank Mobile?

Beobank Mobile is rated higher. BIL Payconiq averages 2.0 out of 5 from 4 ratings, while Beobank Mobile averages 4.6 from 135 ratings.

### Do BIL Payconiq or Beobank Mobile have ads?

Neither BIL Payconiq nor Beobank Mobile shows ads.

### Which is updated more often, BIL Payconiq or Beobank Mobile?

BIL Payconiq ships an update every 2 months, and Beobank Mobile every 6 weeks. Most recently, BIL Payconiq was updated on June 1, 2026 and Beobank Mobile on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*