# BIL Payconiq vs eboo

The clearest difference is rating: eboo at 2.3 against BIL Payconiq's 2.0. eboo also leads on update cadence (fortnightly vs every 2 months). BIL Payconiq's advantage is iOS requirement (13.0 vs 16.4). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eboo holds the better App Store score, 2.3 against 2.0. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

BIL Payconiq ships an update every 2 months, eboo fortnightly. The most recent releases landed on June 1, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | BIL Payconiq | eboo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (4 ratings)](https://appshunter.io/ios/app/bil-payconiq/id830569595/reviews) | **[2.3 (3 ratings)](https://appshunter.io/ios/app/eboo/id1472220941/reviews)** |
| Number of ratings | **4** | 3 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 43 MB | 73 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Banque Internationale a Luxembourg](https://appshunter.io/developer/455960652) | [POST Luxembourg](https://appshunter.io/developer/669984943) |

## What reviewers say

### BIL Payconiq

[App page](https://appshunter.io/ios/app/bil-payconiq/id830569595)

Make quick, secure payments in Luxembourg, Belgium, and the Netherlands. Send or request money using just a phone number, pay bills, and complete in-store purchases. Transactions are linked to your bank account and secured with fingerprint or PIN.

**Highlights:** In-store payments, Bill payments, Send/request money via phone number, Bank account linked, Fingerprint/PIN security, Transaction history

**In-app purchases:** none


### eboo

[App page](https://appshunter.io/ios/app/eboo/id1472220941)

Manage your finances easily with this banking app. Perform transactions, view statements, and access exclusive deals. Securely access your accounts with biometric authentication.

**Highlights:** Mobile payments with Apple Pay and Google Wallet, Free transfers in any currency, Account statements and details, Manage standing orders, Order and manage Visa cards, Exclusive promotions and deals

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BIL Payconiq free?

BIL Payconiq is free to download, with no in-app purchases.

### Is eboo free?

eboo is free to download, with no in-app purchases.

### Which has better reviews, BIL Payconiq or eboo?

eboo is rated higher. BIL Payconiq averages 2.0 out of 5 from 4 ratings, while eboo averages 2.3 from 3 ratings.

### Do BIL Payconiq or eboo have ads?

Neither BIL Payconiq nor eboo shows ads.

### Which is updated more often, BIL Payconiq or eboo?

BIL Payconiq ships an update every 2 months, and eboo fortnightly. Most recently, BIL Payconiq was updated on June 1, 2026 and eboo on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*