# 京东钱包 vs 融360

The clearest difference is review sentiment: 融360 at 88% against 京东钱包's 14%. 融360 also leads on rating (4.4 vs 1.0) and ratings volume (41 vs 6). 京东钱包's advantage is ads (none vs shown) and iOS requirement (9.0 vs 13.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

融360 holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: 融360 has 41 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 14% of 京东钱包's written reviews are positive against 88% of 融360's.

京东钱包 ships an update every 3 months, 融360 every 6 weeks. The most recent releases landed on September 27, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | 京东钱包 | 融360 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (6 ratings)](https://appshunter.io/ios/app/id832444218/reviews) | **[4.4 (41 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews)** |
| Number of ratings | 6 | **41** |
| Positive reviews | 13.9% of reviews | **87.9% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | — | Ad-supported |
| Size | 23 MB | 104 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Chinabank Payments Co., Ltd.](https://appshunter.io/developer/828228461) | [融360](https://appshunter.io/developer/562807898) |

## What reviewers say

### 京东钱包

[App page](https://appshunter.io/ios/app/id832444218)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 京东钱包 free?

京东钱包 is free to download, with no in-app purchases.

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Which has better reviews, 京东钱包 or 融360?

融360 is rated higher. 京东钱包 averages 1.0 out of 5 from 6 ratings, while 融360 averages 4.4 from 41 ratings.

### Do 京东钱包 or 融360 have ads?

融360 shows ads; 京东钱包 does not.

### Which is updated more often, 京东钱包 or 融360?

京东钱包 ships an update every 3 months, and 融360 every 6 weeks. Most recently, 京东钱包 was updated on September 27, 2026 and 融360 on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*