# Equity Bank vs Meritrust Mobile

Equity Bank and Meritrust Mobile both sit at 4.4 stars, but that hides the real split: 81% of Equity Bank's written reviews are positive against 16% of Meritrust Mobile's. Meritrust Mobile's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 2 months vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Meritrust Mobile holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 3.2K and 7.8K respectively. Written reviews complicate that: 81% of Equity Bank's written reviews are positive against 16% of Meritrust Mobile's, so the app with the better star average is not the one people write more warmly about.

Equity Bank ships an update every 4 months, Meritrust Mobile every 2 months. The most recent releases landed on October 18, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Equity Bank | Meritrust Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (3.2K ratings)](https://appshunter.io/ios/app/equity-bank/id834492941/reviews) | **[4.6 (7.8K ratings)](https://appshunter.io/ios/app/meritrust-mobile/id6444189039/reviews)** |
| Number of ratings | 3.2K | **7.8K** |
| Positive reviews | **80.9% of reviews** | 16.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 65 MB | 19 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Equity Bank](https://appshunter.io/developer/834492944) | [Meritrust Credit Union](https://appshunter.io/developer/457535062) |

## What reviewers say

### Equity Bank

[App page](https://appshunter.io/ios/app/equity-bank/id834492941)

Manage your finances from one secure app. Monitor balances, pay bills, transfer funds, deposit checks, and track spending. Access financial tools and security features for a comprehensive banking experience.

**Highlights:** Account balance and activity monitoring, Bill payment and recurring payments, Fund transfers between accounts, Mobile check deposit, Budget planning and spending tracking, Virtual assistant and customer support, Security features like Face ID and custom notifications

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and efficient
- 🔒 Secure banking
- 💡 Useful features (e.g. mobile deposits, budgeting tools)

**What reviewers complain about**

- 🐛 Frequent crashes or glitches
- 🔄 Slow or inconsistent performance
- 💤 Outdated or cluttered interface
- 🔒 Overly complicated security measures

**Reported bugs**

- Login issues (e.g. Face ID not working, password resets)
- Incorrect account balances or transaction details
- Mobile deposit failures

**Requested features**

- Ability to export transactions
- Faster transaction updates
- More customizable budgeting and categorization
- Improved mobile deposit process


### Meritrust Mobile

[App page](https://appshunter.io/ios/app/meritrust-mobile/id6444189039)

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

**Highlights:** View account balances and transaction history, Pay bills, Transfer funds between accounts, Deposit checks, Locate branches or ATMs

**In-app purchases:** none

**What reviewers like**

- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience

**Reported bugs**

- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts

**Requested features**

- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets


## Frequently asked questions

### Is Equity Bank free?

Equity Bank is free to download, with no in-app purchases.

### Is Meritrust Mobile free?

Meritrust Mobile is free to download, with no in-app purchases.

### Which has better reviews, Equity Bank or Meritrust Mobile?

Meritrust Mobile is rated higher. Equity Bank averages 4.4 out of 5 from 3.2K ratings, while Meritrust Mobile averages 4.6 from 7.8K ratings.

### Do Equity Bank or Meritrust Mobile have ads?

Neither Equity Bank nor Meritrust Mobile shows ads.

### Which is updated more often, Equity Bank or Meritrust Mobile?

Equity Bank ships an update every 4 months, and Meritrust Mobile every 2 months. Most recently, Equity Bank was updated on October 18, 2026 and Meritrust Mobile on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*