# MOCO vs OrangeNXT

The clearest difference is rating: OrangeNXT at 4.3 against MOCO's 3.8. OrangeNXT also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (13.0 vs 15.0). MOCO's advantage is ads (none vs shown) and review sentiment (64% vs 33%). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OrangeNXT holds the better App Store score, 4.3 against 3.8. Both are backed by a comparable volume of ratings — 12 and 27 respectively. Written reviews complicate that: 64% of MOCO's written reviews are positive against 33% of OrangeNXT's, so the app with the better star average is not the one people write more warmly about.

MOCO ships an update every 2 months, OrangeNXT fortnightly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MOCO | OrangeNXT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (12 ratings)](https://appshunter.io/ios/app/moco-digital-wallet/id834786480/reviews) | **[4.3 (27 ratings)](https://appshunter.io/ios/app/orangenxt/id6467872520/reviews)** |
| Number of ratings | 12 | **27** |
| Positive reviews | **63.6% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 62 MB | 174 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [FOCUSONE Payment Solutions](https://appshunter.io/developer/1512145334) | [Laxmi Bank Ltd.](https://appshunter.io/developer/1437130640) |

## What reviewers say

### MOCO

[App page](https://appshunter.io/ios/app/moco-digital-wallet/id834786480)

This app allows users to link their debit and credit cards for secure, fund-free transactions. Pay bills, book flights, and make QR code payments easily. Earn rewards on every transaction.

**Highlights:** Link debit and credit cards, In-app and QR code payments, Pay utility bills, Book flights, Earn reward points, Unified QR code payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### OrangeNXT

[App page](https://appshunter.io/ios/app/orangenxt/id6467872520)

Experience full-service digital banking with a new mobile application. Open accounts in minutes, set financial goals for savings, and manage finances conveniently from anywhere. Designed for modern lifestyles, it offers a personalized, customer-centric banking experience without physical branches.

**Highlights:** Open bank account in 5 minutes, Goal-based deposit feature, Remit Saver for international users, Fully digital banking experience, Personalized customer service

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MOCO free?

MOCO is free to download, with no in-app purchases.

### Is OrangeNXT free?

OrangeNXT is free to download, with no in-app purchases.

### Which has better reviews, MOCO or OrangeNXT?

OrangeNXT is rated higher. MOCO averages 3.8 out of 5 from 12 ratings, while OrangeNXT averages 4.3 from 27 ratings.

### Do MOCO or OrangeNXT have ads?

OrangeNXT shows ads; MOCO does not.

### Which is updated more often, MOCO or OrangeNXT?

MOCO ships an update every 2 months, and OrangeNXT fortnightly. Most recently, MOCO was updated on October 23, 2026 and OrangeNXT on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*