# 报销本 · MyMoney vs 文心

The clearest difference is review sentiment: 报销本 · MyMoney at 92% against 文心's 32%. 报销本 · MyMoney also leads on rating (4.4 vs 2.6) and iOS requirement (9.0 vs 15.0). 文心's advantage is update cadence (every 2 weeks vs every 21 months) and monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. 报销本 · MyMoney sells 4 one-off in-app purchases and 文心 sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

报销本 · MyMoney holds the better App Store score, 4.4 against 2.6. That said, the two scores are not equally well evidenced: 文心 has 167 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 92% of 报销本 · MyMoney's written reviews are positive against 32% of 文心's.

报销本 · MyMoney ships an update every 21 months, 文心 every 2 weeks. The most recent releases landed on November 1, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | 报销本 · MyMoney | 文心 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (12 ratings)](https://appshunter.io/ios/app/mymoney/id835583767/reviews)** | [2.6 (167 ratings)](https://appshunter.io/ios/app/ai/id6446882473/reviews) |
| Number of ratings | 12 | **167** |
| Positive reviews | **91.7% of reviews** | 32.1% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 21 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 22 MB | 300 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [iDaily Corp.](https://appshunter.io/developer/364264742) | [Beijing Baidu Netcom Science & Technology Co.,Ltd](https://appshunter.io/developer/372585298) |

## What reviewers say

### 报销本 · MyMoney

[App page](https://appshunter.io/ios/app/mymoney/id835583767)

This app helps you professionally track work-related expenses like client meals, travel, and transportation. It offers daily reminders, budget setting, quick entry, and data export and backup features.

**Highlights:** Quick expense entry, Monthly budget tracking, Visual financial charts, Work project expense logging, Password protection, Export and backup data

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 高级功能 | $1.99 | one-time |
| Coffee | $2.99 | one-time |
| 银币 | $5.99 | one-time |
| 金币 | $14.99 | one-time |


### 文心

[App page](https://appshunter.io/ios/app/ai/id6446882473)

This AI assistant handles complex tasks like report writing, PPT creation, and data analysis with a single command. It also offers creative tools for image and video generation, and supports multi-modal input for comprehensive search.

**Highlights:** Task delegation for automated professional results, Multi-modal search (text, voice, image, video, document), AI-powered content generation and editing, Creative image and video creation tools, Automated PPT generation from a single topic, Dialect recognition for video calls, Direct file synchronization from WeChat

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 能量值1元 | $0.99 | one-time |
| 能量值5元 | $1.99 | one-time |
| 能量值10元 | $2.99 | one-time |
| 能量值50元 | $6.99 | one-time |
| 能量值100 | $14.99 | one-time |
| 能量值500元 | $69.99 | one-time |


## Frequently asked questions

### Is 报销本 · MyMoney free?

报销本 · MyMoney is free to download, with in-app purchases available.

### Is 文心 free?

文心 is free to download, with in-app purchases available.

### Which has better reviews, 报销本 · MyMoney or 文心?

报销本 · MyMoney is rated higher. 报销本 · MyMoney averages 4.4 out of 5 from 12 ratings, while 文心 averages 2.6 from 167 ratings.

### Do 报销本 · MyMoney or 文心 have ads?

Neither 报销本 · MyMoney nor 文心 shows ads.

### Which is updated more often, 报销本 · MyMoney or 文心?

报销本 · MyMoney ships an update every 21 months, and 文心 every 2 weeks. Most recently, 报销本 · MyMoney was updated on November 1, 2026 and 文心 on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*