# 报销本 · MyMoney vs 智谱清言

The clearest difference is rating: 报销本 · MyMoney at 4.4 against 智谱清言's 3.4. 报销本 · MyMoney also leads on review sentiment (92% vs 60%) and iOS requirement (9.0 vs 14.0). 智谱清言's advantage is update cadence (every 4 days vs every 21 months) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. 报销本 · MyMoney sells 4 one-off in-app purchases and 智谱清言 sells 10 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

报销本 · MyMoney holds the better App Store score, 4.4 against 3.4. Both are backed by a comparable volume of ratings — 12 and 47 respectively. Written reviews point the same way: 92% of 报销本 · MyMoney's written reviews are positive against 60% of 智谱清言's.

报销本 · MyMoney ships an update every 21 months, 智谱清言 every 4 days. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | 报销本 · MyMoney | 智谱清言 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (12 ratings)](https://appshunter.io/ios/app/mymoney/id835583767/reviews)** | [3.4 (47 ratings)](https://appshunter.io/ios/app/ai/id6450893458/reviews) |
| Number of ratings | 12 | **47** |
| Positive reviews | **91.7% of reviews** | 60.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 21 months | **Every 4 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 22 MB | 125 MB |
| Requires iOS | **9.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 12+ |
| Developer | [iDaily Corp.](https://appshunter.io/developer/364264742) | [Beijing Knowledge Atlas Technology Joint Stock Company Limited](https://appshunter.io/developer/1690300885) |

## What reviewers say

### 报销本 · MyMoney

[App page](https://appshunter.io/ios/app/mymoney/id835583767)

This app helps you professionally track work-related expenses like client meals, travel, and transportation. It offers daily reminders, budget setting, quick entry, and data export and backup features.

**Highlights:** Quick expense entry, Monthly budget tracking, Visual financial charts, Work project expense logging, Password protection, Export and backup data

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 高级功能 | $1.99 | one-time |
| Coffee | $2.99 | one-time |
| 银币 | $5.99 | one-time |
| 金币 | $14.99 | one-time |


### 智谱清言

[App page](https://appshunter.io/ios/app/ai/id6450893458)

This AI-powered assistant goes beyond simple answers to actively complete tasks. It can automatically plan, execute multi-step processes, and utilize various tools like search, coding, and data analysis to deliver tangible results.

**Highlights:** Automatic task planning and execution, Tool integration for search, coding, and data analysis, Multi-step process management, Assistance with academic papers, Web design and development support, Data analysis and visualization, Financial research and reporting

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月会员 | $9.99 | per month |
| 连续包月会员 | $9.99 | per month |
| 清言SVIP连续包月 | $29.99 | per month |
| 连续包季会员 | $29.99 | per 3 months |
| 连续包年会员 | $119.99 | per year |
| 29元积分包 | $3.99 | one-time |
| 109元积分包 | $14.99 | one-time |
| 清言月卡会员 | $17.99 | one-time |
| 清言SVIP季卡 | $99.99 | one-time |
| 清言首购年度会员 | $129.99 | one-time |


## Frequently asked questions

### Is 报销本 · MyMoney free?

报销本 · MyMoney is free to download, with in-app purchases available.

### Is 智谱清言 free?

智谱清言 is free to download, with in-app purchases available.

### Which has better reviews, 报销本 · MyMoney or 智谱清言?

报销本 · MyMoney is rated higher. 报销本 · MyMoney averages 4.4 out of 5 from 12 ratings, while 智谱清言 averages 3.4 from 47 ratings.

### Do 报销本 · MyMoney or 智谱清言 have ads?

Neither 报销本 · MyMoney nor 智谱清言 shows ads.

### Which is updated more often, 报销本 · MyMoney or 智谱清言?

报销本 · MyMoney ships an update every 21 months, and 智谱清言 every 4 days. Most recently, 报销本 · MyMoney was updated on November 1, 2026 and 智谱清言 on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*