# Chime® vs FAB Mobile

The clearest difference is ads: FAB Mobile at none against Chime®'s shown. FAB Mobile also leads on monetization model (free vs ad-supported) and device support (4 vs 1). Chime®'s advantage is ratings volume (1.6M vs 9.2K) and review sentiment (61% vs 43%). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chime® holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Chime® has 1.6M ratings behind it against 9.2K, so its average is the more settled of the two. Written reviews point the same way: 61% of Chime®'s written reviews are positive against 43% of FAB Mobile's.

Chime® ships an update weekly, FAB Mobile every 10 days. Both last shipped on November 6, 2026.

## The numbers

| Metric | Chime® | FAB Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.6M ratings)](https://appshunter.io/ios/app/chime-mobile-banking/id836215269/reviews)** | [4.6 (9.2K ratings)](https://appshunter.io/ios/app/fab-mobile/id1383237548/reviews) |
| Number of ratings | **1.6M** | 9.2K |
| Positive reviews | **61.3% of reviews** | 43.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 10 days |
| Monetization | Ad-supported | **Free** |
| Best chart rank | **#7** | — |
| Size | 280 MB | 750 MB |
| Requires iOS | 16.4 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Chime Financial, Inc.](https://appshunter.io/developer/836215272) | [First Abu Dhabi Bank](https://appshunter.io/developer/1291753847) |

## What reviewers say

### Chime®

[App page](https://appshunter.io/ios/app/chime-mobile-banking/id836215269)

**Currently charting:** #7 Top Free · Finance, #84 Top Free (US App Store)

This financial app offers fee-free banking with features like early paycheck access and a credit builder. It helps your money grow with tools for savings and rewards. Enjoy convenient mobile banking with a focus on user benefits.

**Highlights:** Fee-free banking, Early paycheck access, Credit builder feature, Savings tools, Cash back rewards, Fee-free ATM access

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Early paycheck
- 💰 No overdraft fees
- 👍 Easy to use app
- 💳 Credit builder feature
- 💳 Spot me feature

**What reviewers complain about**

- 🐛 Inconsistent direct deposit timing
- 🤖 Poor chatbot support
- 💳 Difficulty with card activation/replacement
- 💰 Fees for cash deposits
- 🤔 Unclear account closure policies

**Reported bugs**

- Delayed check deposits
- Unexplained account closures
- Disappearing funds during transfers

**Requested features**

- Instant transaction updates
- Option to choose credit builder amount
- Temporary card for emergencies
- Physical bank branches


### FAB Mobile

[App page](https://appshunter.io/ios/app/fab-mobile/id1383237548)

Manage your everyday banking needs from anywhere with this mobile application. It allows you to spend, save, and stay on top of your finances. New customers can open accounts and apply for products without visiting a branch.

**Highlights:** View balances and e-statements, Pay utility bills, Activate cards, Apply for loans and credit cards, Earn and redeem rewards, Free instant transfers, Biometric login

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 👍 Great mobile banking app
- 💡 Excellent online and mobile banking services
- 🔒 Secure and reliable
- 🚀 Fast and smooth transactions

**What reviewers complain about**

- 🐛 App crashes and freezes frequently
- 🐛 Registration and login issues
- 💰 Unexpected charges and deductions
- ⚠️ Poor customer support and unresponsive
- 🐛 Compatibility issues with new devices/IDs

**Reported bugs**

- App not recognizing new Emirates ID
- Facial recognition and NFC scan not working
- Repeated requests for registration and verification
- Transactions not showing up correctly
- Accounts not linking properly

**Requested features**

- Live chat support
- Ability to close account through app
- Improved beneficiary management
- Copy/paste functionality for account numbers
- Seamless integration between accounts


## Frequently asked questions

### Is Chime® free?

Chime® is free to download, with no in-app purchases.

### Is FAB Mobile free?

FAB Mobile is free to download, with no in-app purchases.

### Which has better reviews, Chime® or FAB Mobile?

Chime® is rated higher. Chime® averages 4.8 out of 5 from 1.6M ratings, while FAB Mobile averages 4.6 from 9.2K ratings.

### Do Chime® or FAB Mobile have ads?

Chime® shows ads; FAB Mobile does not.

### Which is updated more often, Chime® or FAB Mobile?

Chime® ships an update weekly, and FAB Mobile every 10 days. Most recently, Chime® was updated on November 6, 2026 and FAB Mobile on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*