# Chime® vs ebtEDGE

The clearest difference is review sentiment: Chime® at 61% against ebtEDGE's 12%. Chime® also leads on rating (4.8 vs 1.8) and update cadence (weekly vs every 2 months). ebtEDGE's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chime® holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: Chime® has 1.6M ratings behind it against 4.6K, so its average is the more settled of the two. Written reviews point the same way: 61% of Chime®'s written reviews are positive against 12% of ebtEDGE's.

Chime® ships an update weekly, ebtEDGE every 2 months. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Chime® | ebtEDGE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.6M ratings)](https://appshunter.io/ios/app/chime-mobile-banking/id836215269/reviews)** | [1.8 (4.6K ratings)](https://appshunter.io/ios/app/ebtedge/id1398046228/reviews) |
| Number of ratings | **1.6M** | 4.6K |
| Positive reviews | **61.3% of reviews** | 11.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Best chart rank | **#7** | #97 |
| Size | 280 MB | 9 MB |
| Requires iOS | 16.4 | **12.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chime Financial, Inc.](https://appshunter.io/developer/836215272) | [FIS](https://appshunter.io/developer/1137739797) |

## What reviewers say

### Chime®

[App page](https://appshunter.io/ios/app/chime-mobile-banking/id836215269)

**Currently charting:** #7 Top Free · Finance, #84 Top Free (US App Store)

This financial app offers fee-free banking with features like early paycheck access and a credit builder. It helps your money grow with tools for savings and rewards. Enjoy convenient mobile banking with a focus on user benefits.

**Highlights:** Fee-free banking, Early paycheck access, Credit builder feature, Savings tools, Cash back rewards, Fee-free ATM access

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Early paycheck
- 💰 No overdraft fees
- 👍 Easy to use app
- 💳 Credit builder feature
- 💳 Spot me feature

**What reviewers complain about**

- 🐛 Inconsistent direct deposit timing
- 🤖 Poor chatbot support
- 💳 Difficulty with card activation/replacement
- 💰 Fees for cash deposits
- 🤔 Unclear account closure policies

**Reported bugs**

- Delayed check deposits
- Unexplained account closures
- Disappearing funds during transfers

**Requested features**

- Instant transaction updates
- Option to choose credit builder amount
- Temporary card for emergencies
- Physical bank branches


### ebtEDGE

[App page](https://appshunter.io/ios/app/ebtedge/id1398046228)

**Currently charting:** #97 Top Free · Finance (US App Store)

Manage your SNAP and TANF benefits with ease. Check balances, review transaction history, and view deposit schedules. Securely access your accounts with fingerprint or facial recognition, and find nearby retailers.

**Highlights:** Check benefit balances, View transaction history, Review deposit history, Biometric login (Touch ID/Face ID), Locate SNAP retailers, Set language preferences

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Protects benefits from theft
- 👍 Convenient features like freezing/unfreezing card

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🔍 Registration and account recovery problems
- ⚠️ Inconsistent and unreliable performance

**Reported bugs**

- App not loading or updating properly
- Account information not displaying correctly
- Inability to register or recover account

**Requested features**

- Biometric login support
- Automatic balance alerts and notifications
- Improved customer support and troubleshooting


## Frequently asked questions

### Is Chime® free?

Chime® is free to download, with no in-app purchases.

### Is ebtEDGE free?

ebtEDGE is free to download, with no in-app purchases.

### Which has better reviews, Chime® or ebtEDGE?

Chime® is rated higher. Chime® averages 4.8 out of 5 from 1.6M ratings, while ebtEDGE averages 1.8 from 4.6K ratings.

### Do Chime® or ebtEDGE have ads?

Chime® shows ads; ebtEDGE does not.

### Which is updated more often, Chime® or ebtEDGE?

Chime® ships an update weekly, and ebtEDGE every 2 months. Most recently, Chime® was updated on November 5, 2026 and ebtEDGE on November 2, 2026.

### Which is more popular, Chime® or ebtEDGE?

Chime® currently peaks at #7 in the App Store charts, and ebtEDGE at #97. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*