# FHN3 vs Howden MediHub

The clearest difference is rating: FHN3 at 4.0 against Howden MediHub's 3.0. FHN3 also leads on ratings volume (7 vs 2). Howden MediHub's advantage is review sentiment (67% vs 34%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FHN3 holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews complicate that: 34% of FHN3's written reviews are positive against 67% of Howden MediHub's, so the app with the better star average is not the one people write more warmly about.

FHN3 ships an update every 3 weeks, Howden MediHub monthly. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | FHN3 | Howden MediHub |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (7 ratings)](https://appshunter.io/ios/app/fhn3/id839428573/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/howden-medihub/id1448228289/reviews) |
| Number of ratings | **7** | 2 |
| Positive reviews | 34.4% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 184 MB | 141 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fullerton Healthcare Group Pte. Limited](https://appshunter.io/developer/839428576) | [HOWDEN INSURANCE BROKERS (S.) PTE. LIMITED](https://appshunter.io/developer/1517551610) |

## What reviewers say

### FHN3

[App page](https://appshunter.io/ios/app/fhn3/id839428573)

Access your health insurance card digitally, find nearby clinics, and submit e-claims. This app offers a streamlined way to manage your healthcare benefits and locate services on the go.

**Highlights:** Digital eHealthcard access, Fingerprint login, eClaim submissions, Nearby clinic locator, Clinic search panel, Healthcare benefits access

**Features:** macOS Compatibility

**In-app purchases:** none


### Howden MediHub

[App page](https://appshunter.io/ios/app/howden-medihub/id1448228289)

This app simplifies employee healthcare insurance by offering a self-serve platform for managing benefits, submitting claims, and accessing a network of clinics. It provides expert negotiation and a 24/7 helpline for support.

**Highlights:** Self-serve employee portal, Simple e-claims submission, Expert claims negotiation, Access to 800+ clinics, 24/7 helpline, Seamless policy switching

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FHN3 free?

FHN3 is free to download, with no in-app purchases.

### Is Howden MediHub free?

Howden MediHub is free to download, with no in-app purchases.

### Which has better reviews, FHN3 or Howden MediHub?

FHN3 is rated higher. FHN3 averages 4.0 out of 5 from 7 ratings, while Howden MediHub averages 3.0 from 2 ratings.

### Do FHN3 or Howden MediHub have ads?

Neither FHN3 nor Howden MediHub shows ads.

### Which is updated more often, FHN3 or Howden MediHub?

FHN3 ships an update every 3 weeks, and Howden MediHub monthly. Most recently, FHN3 was updated on November 1, 2026 and Howden MediHub on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*