Comparison

Inter vs Cartão Polyelle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Inter

Manage your finances with a comprehensive banking app. Spend, invest in stocks, save with gift cards, and send money globally all from your phone. Access a range of financial services designed for modern lifestyles.

Highlights
  • Banking solutions
  • Stock and ETF investing
  • Gift cards with cashback
  • Global money transfers
  • Physical and virtual debit card
  • Rewards program
Features
Currently charting
Read full description

Inter's banking super app helps you simplify your financial life with a full range of banking solutions—all in one app. Spend, invest in stocks, save with gift cards, and send money abroad directly from your phone. Take control of your finances in a modern way and access services designed for your lifestyle. Why choose Inter? - Trusted by millions: More than 40 million people use Inter. - Your money is FDIC insured. - Gift cards with cashback: Explore offers and deals from top brands. - Physical & virtual debit card - Inter Passport Credit Card - Invest in stocks & ETFs from as little as $5. - Global money transfers : send money to over 60 countries, including Mexico, Colombia, Brazil, El Salvador, Guatemala, Honduras, Ecuador. And more: - 24/7 multilingual support: English, Spanish, and Portuguese. - Inter LOOP rewards program: Earn points to exchange for gift cards and other perks. - Get eSIMS for your mobile data needs. Open your digital account and access all services in one place. DISCLAIMER: INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses. Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance. The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder’s funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter’s payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder’s funds held at Continental Bank and if certain conditions have been met. Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc. Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here. If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to alicense from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements.

About

Cartão Polyelle

Manage your digital card, check balances, view transaction history, and track spending. Stay informed about promotions and where your transactions occurred, all in a practical and fast way.

Highlights
  • Access digital card
  • Check credit limits
  • View transaction history
  • Control spending
  • Track transaction locations
  • Stay updated on promotions
Features
Read full description

Com o aplicativo do Cartão Polyelle , você poderá acessar seu cartão digital, consultar seus limites, ver seu histórico de transações, controlar seus gastos, lembrar onde eles acontecerem e ficar por dentro de promoções. Tudo isso de maneira prática e rápida. As informações e ofertas relacionadas ao Cartão e produtos financeiros são disponibilizadas exclusivamente pela Credsystem IP e Credsystem SCD. Em caso de dúvidas, acesse http://www.credsystem.com.br ou entre em contato com a Central de Atendimento: Chame a Cleo no Whatsapp 24hrs por dia: (11) 4003-3900 Está em uma capital ou em regiões metropolitanas? Liga aqui: 4003-3900 Está em outras localidades? Liga aqui, de um telefone fixo: 0800 729 3900 De segunda a sábado, das 8h às 22h Aos domingos e feriados, das 9h às 20h Ouvidoria Ligue de um telefone fixo de qualquer região do Brasil: 0800 777-5297 De segunda à sexta das 9h às 17h, exceto feriados. *é necessário protocolo de primeiro nível para acessar a ouvidoria.

Screenshots

Inter4 screens
Cartão Polyelle4 screens

Verdict

The call

The clearest difference is review sentiment: Inter at 35% against Cartão Polyelle's 0%. Inter also leads on update cadence (every 9 days vs every 6 weeks) and chart position (#107 vs unranked). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Inter ships an update every 9 days, Cartão Polyelle every 6 weeks. The most recent releases landed on October 27, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 8 level
Inter versus Cartão Polyelle: the parameters behind the verdict, then further details
ParameterInterCartão Polyelle
PriceFreeFree
Rating4.8 (24K ratings) — better—
Positive reviews35.4% of reviews — better0.0% of reviews
Number of ratings24K — better—
Update frequencyEvery 9 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#107 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size866 MB122 MB
Age rating+44+
DeveloperBanco InterCredsystem Instituicao de Pagamento Ltda

Customer experience

Inter

All ratings23,712 ratings
Positive95.8%
Neutral1.2%
Negative3.0%
Written reviews381 reviews
Positive35.4%
Neutral5.8%
Negative58.8%

Cartão Polyelle

Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Inter

Reported bugs

5 issues
  • Unable to log in or reset password
  • App crashes on opening
  • Incompatibility with older iOS versions
  • Issues with scanning documents
  • Unreliable push notifications

Requested features

5 requests
  • Separate account for investments
  • Ability to access account on multiple devices
  • Recurring transfer options
  • Detailed transaction history
  • Improved app stability

Cartão Polyelle

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Inter

No in-app purchases

None

Cartão Polyelle

No in-app purchases

Questions

Is Inter free?
Inter is free to download, with no in-app purchases.
Is Cartão Polyelle free?
Cartão Polyelle is free to download, with no in-app purchases.
Do Inter or Cartão Polyelle have ads?
Neither Inter nor Cartão Polyelle shows ads.
Which is updated more often, Inter or Cartão Polyelle?
Inter ships an update every 9 days, and Cartão Polyelle every 6 weeks. Most recently, Inter was updated on October 27, 2026 and Cartão Polyelle on October 18, 2026.

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