Inter vs Axy Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Inter
Manage your finances with a comprehensive banking app. Spend, invest in stocks, save with gift cards, and send money globally all from your phone. Access a range of financial services designed for modern lifestyles.
- Banking solutions
- Stock and ETF investing
- Gift cards with cashback
- Global money transfers
- Physical and virtual debit card
- Rewards program
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Inter's banking super app helps you simplify your financial life with a full range of banking solutions—all in one app. Spend, invest in stocks, save with gift cards, and send money abroad directly from your phone. Take control of your finances in a modern way and access services designed for your lifestyle. Why choose Inter? - Trusted by millions: More than 40 million people use Inter. - Your money is FDIC insured. - Gift cards with cashback: Explore offers and deals from top brands. - Physical & virtual debit card - Inter Passport Credit Card - Invest in stocks & ETFs from as little as $5. - Global money transfers : send money to over 60 countries, including Mexico, Colombia, Brazil, El Salvador, Guatemala, Honduras, Ecuador. And more: - 24/7 multilingual support: English, Spanish, and Portuguese. - Inter LOOP rewards program: Earn points to exchange for gift cards and other perks. - Get eSIMS for your mobile data needs. Open your digital account and access all services in one place. DISCLAIMER: INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses. Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance. The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder’s funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter’s payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder’s funds held at Continental Bank and if certain conditions have been met. Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc. Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here. If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to alicense from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements.
Axy Pay
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Axy Pay é uma plataforma de gerenciamento voltada para estabelecimentos comerciais, permitindo aos usuários monitorar e visualizar suas transações financeiras de forma centralizada. Embora não realize transações diretamente, a ferramenta oferece um ambiente seguro e organizado para acompanhar vendas, visualizar o status de pagamentos, e gerar relatórios financeiros. Ideal para comerciantes que buscam uma maneira eficiente de controlar suas operações financeiras sem a necessidade de processar pagamentos diretamente na plataforma.
Screenshots
Verdict
The clearest difference is update cadence: Inter at every 9 days against Axy Pay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Inter ships an update every 9 days, Axy Pay every 2 months. The most recent releases landed on September 26, 2026 and September 1, 2026 respectively.
| Parameter | Inter | Axy Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (23K ratings) — better | — |
| Positive reviews | 36.4% of reviews | — |
| Number of ratings | 23K — better | — |
| Update frequency | Every 9 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 914 MB | 105 MB |
| Age rating | +4 | 17+ |
| Developer | Banco Inter | Stalo Servicos de Tecnologia LTDA |
Bugs and requests
Inter
Reported bugs
5 issues- Unable to log in or reset password
- App crashes on opening
- Incompatibility with older iOS versions
- Issues with scanning documents
- Unreliable push notifications
Requested features
5 requests- Separate account for investments
- Ability to access account on multiple devices
- Recurring transfer options
- Detailed transaction history
- Improved app stability
Axy Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Inter
No in-app purchases
Axy Pay
No in-app purchases









