# EFGH Token vs SBM Asset Management

The clearest difference is iOS requirement: EFGH Token at 12.0 against SBM Asset Management's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EFGH Token ships an update every 9 months, SBM Asset Management every 5 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | EFGH Token | SBM Asset Management |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/efgh-token/id842471562/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 5 months** |
| Monetization | Free | — |
| Size | 14 MB | 5 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EFG Hermes](https://appshunter.io/developer/680273409) | [SBM Bank (Mauritius) Ltd.](https://appshunter.io/developer/1235686330) |

## What reviewers say

### EFGH Token

[App page](https://appshunter.io/ios/app/efgh-token/id842471562)

This app provides two-factor authentication for secure online logins and transactions via your smartphone. It allows users to safely access EFG-Hermes online applications after activation.

**Highlights:** Two-factor authentication, Secure online logins, Transaction authorization, Smartphone integration, Access to online applications

**In-app purchases:** none


### SBM Asset Management

[App page](https://appshunter.io/ios/app/sbm-asset-management/id1556041011)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EFGH Token free?

EFGH Token is free to download, with no in-app purchases.

### Is SBM Asset Management free?

SBM Asset Management is free to download, with no in-app purchases.

### Do EFGH Token or SBM Asset Management have ads?

Neither EFGH Token nor SBM Asset Management shows ads.

### Which is updated more often, EFGH Token or SBM Asset Management?

EFGH Token ships an update every 9 months, and SBM Asset Management every 5 months. Most recently, EFGH Token was updated on October 23, 2026 and SBM Asset Management on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*