# EFGH Token vs InstaPay Egypt

The clearest difference is rating: EFGH Token at 5.0 against InstaPay Egypt's 4.0. InstaPay Egypt's advantage is update cadence (monthly vs every 9 months) and ratings volume (687 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EFGH Token holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: InstaPay Egypt has 687 ratings behind it against 1, so its average is the more settled of the two.

EFGH Token ships an update every 9 months, InstaPay Egypt monthly. The most recent releases landed on October 11, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | EFGH Token | InstaPay Egypt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/efgh-token/id842471562/reviews)** | [4.0 (687 ratings)](https://appshunter.io/ios/app/instapay-egypt/id1592108795/reviews) |
| Number of ratings | 1 | **687** |
| Positive reviews | — | 31.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Monthly** |
| Monetization | Free | Free |
| Size | 14 MB | 103 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EFG Hermes](https://appshunter.io/developer/680273409) | [EGYPTIAN BANKS FOR TECHNOLOGICAL ADVANCEMENT](https://appshunter.io/developer/1350104042) |

## What reviewers say

### EFGH Token

[App page](https://appshunter.io/ios/app/efgh-token/id842471562)

This app provides two-factor authentication for secure online logins and transactions via your smartphone. It allows users to safely access EFG-Hermes online applications after activation.

**Highlights:** Two-factor authentication, Secure online logins, Transaction authorization, Smartphone integration, Access to online applications

**In-app purchases:** none


### InstaPay Egypt

[App page](https://appshunter.io/ios/app/instapay-egypt/id1592108795)

Instantly send and receive money 24/7 through your mobile phone. Link your bank accounts and Meeza prepaid cards to transfer funds securely to any bank account, mobile wallet, or electronic card. Check balances, view mini-statements, and pay bills with ease.

**Highlights:** Instant money sending and receiving, Link bank accounts and Meeza cards, Send via mobile number or Instant Payment Address, Balance inquiry and mini-statement, Bill payment service, Secure transactions via Instant Payment Network

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly
- 💡 Innovative idea
- 🇪🇬 Great for Egyptians

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security and accessibility issues
- 🌐 Doesn't work outside Egypt
- 💸 Expensive fees and charges

**Reported bugs**

- Login and account management problems
- Compatibility issues with newer iOS versions
- Transactions not working or getting stuck
- Device binding and verification failures

**Requested features**

- Add more banks and payment options
- Improve customer support and communication
- Allow usage outside Egypt
- Enhance accessibility for disabled users


## Frequently asked questions

### Is EFGH Token free?

EFGH Token is free to download, with no in-app purchases.

### Is InstaPay Egypt free?

InstaPay Egypt is free to download, with no in-app purchases.

### Which has better reviews, EFGH Token or InstaPay Egypt?

EFGH Token is rated higher. EFGH Token averages 5.0 out of 5 from 1 ratings, while InstaPay Egypt averages 4.0 from 687 ratings.

### Do EFGH Token or InstaPay Egypt have ads?

Neither EFGH Token nor InstaPay Egypt shows ads.

### Which is updated more often, EFGH Token or InstaPay Egypt?

EFGH Token ships an update every 9 months, and InstaPay Egypt monthly. Most recently, EFGH Token was updated on October 11, 2026 and InstaPay Egypt on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*