# EFGH Token vs CIB Mobile Banking App

The clearest difference is rating: EFGH Token at 5.0 against CIB Mobile Banking App's 3.1. EFGH Token also leads on iOS requirement (12.0 vs 16). CIB Mobile Banking App's advantage is update cadence (monthly vs every 9 months) and ratings volume (122 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EFGH Token holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: CIB Mobile Banking App has 122 ratings behind it against 1, so its average is the more settled of the two.

EFGH Token ships an update every 9 months, CIB Mobile Banking App monthly. The most recent releases landed on October 11, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | EFGH Token | CIB Mobile Banking App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/efgh-token/id842471562/reviews)** | [3.1 (122 ratings)](https://appshunter.io/ios/app/cib-mobile-banking-app/id6618151705/reviews) |
| Number of ratings | 1 | **122** |
| Positive reviews | — | 39.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Monthly** |
| Monetization | Free | Free |
| Size | 14 MB | 57 MB |
| Requires iOS | **12.0** | 16 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EFG Hermes](https://appshunter.io/developer/680273409) | [Commercial International Bank (Egypt) S.A.E](https://appshunter.io/developer/1010238465) |

## What reviewers say

### EFGH Token

[App page](https://appshunter.io/ios/app/efgh-token/id842471562)

This app provides two-factor authentication for secure online logins and transactions via your smartphone. It allows users to safely access EFG-Hermes online applications after activation.

**Highlights:** Two-factor authentication, Secure online logins, Transaction authorization, Smartphone integration, Access to online applications

**In-app purchases:** none


### CIB Mobile Banking App

[App page](https://appshunter.io/ios/app/cib-mobile-banking-app/id6618151705)

A redesigned mobile banking application offering an intuitive, user-friendly, and secure platform. Manage accounts, cards, investments, and payments with enhanced functionality and seamless navigation. Save time and gain control over your finances anytime, anywhere.

**Highlights:** Intuitive and modern interface, Biometric login (fingerprint/face-ID), Comprehensive account management, Full card control and activation, Seamless money transfers (domestic & international), Bill and charity payments, Investment portfolio management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly
- 🚀 Stable and better performance
- 💡 Much-needed improvement over old app

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Unable to view transaction history and account balances
- 🐛 Redirection to external websites with 404 errors

**Reported bugs**

- App not working for users with developer mode enabled
- Inability to scroll or interact with home page

**Requested features**

- Allow login with biometrics (FaceID, fingerprint)
- Eliminate mandatory password changes every 6 months
- Integrate bonus program within the app


## Frequently asked questions

### Is EFGH Token free?

EFGH Token is free to download, with no in-app purchases.

### Is CIB Mobile Banking App free?

CIB Mobile Banking App is free to download, with no in-app purchases.

### Which has better reviews, EFGH Token or CIB Mobile Banking App?

EFGH Token is rated higher. EFGH Token averages 5.0 out of 5 from 1 ratings, while CIB Mobile Banking App averages 3.1 from 122 ratings.

### Do EFGH Token or CIB Mobile Banking App have ads?

Neither EFGH Token nor CIB Mobile Banking App shows ads.

### Which is updated more often, EFGH Token or CIB Mobile Banking App?

EFGH Token ships an update every 9 months, and CIB Mobile Banking App monthly. Most recently, EFGH Token was updated on October 11, 2026 and CIB Mobile Banking App on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*