# Banco Mercantil vs NTC Network

The clearest difference is ads: Banco Mercantil at none against NTC Network's shown. Banco Mercantil also leads on update cadence (every 11 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Banco Mercantil ships an update every 11 days, NTC Network every 3 weeks. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Banco Mercantil | NTC Network |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (753 ratings)](https://appshunter.io/ios/app/banco-mercantil/id842565101/reviews)** | — |
| Number of ratings | **753** | — |
| Positive reviews | 47.6% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 11 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 652 MB | 47 MB |
| Requires iOS | 14.0 | 14.0.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mercantil do Brasil](https://appshunter.io/developer/842565104) | [Froggerbrasil](https://appshunter.io/developer/1703055101) |

## What reviewers say

### Banco Mercantil

[App page](https://appshunter.io/ios/app/banco-mercantil/id842565101)

Manage your finances on the go with this secure banking app. Perform transactions, check balances, apply for loans, and manage credit cards. Access investment information and customer support easily.

**Highlights:** Open current account, Loan application and renewal, Check loan details, Withdraw with credit card, View benefit payment dates, Generate deposit slips, Transfer INSS benefits, Check account and investment balances, View income statements, Pay bills with barcode

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Modern and user-friendly interface
- 🚀 Fast and efficient operations
- 💡 Continuous app improvements and updates
- 😊 Good customer understanding and support
- ✨ Practical and easy to use

**What reviewers complain about**

- 🐌 Slow system performance and frequent downtime
- 😤 Poor customer service and support responsiveness
- 🔄 Excessive and problematic frequent updates
- 📱 Intrusive advertising and promotional pop-ups
- ⚠️ Unreliable transaction processing and delays

**Reported bugs**

- PIX key pasting causes app freeze before opening app
- Document camera only shows front-facing and fails to read documents
- App crashes and won't open after updates
- Face recognition not working for login
- Password reset required repeatedly

**Requested features**

- Virtual card option
- QR code payment functionality
- Savings account investment and withdrawal in app
- Early loan payment/installment anticipation
- Instant fatura payment recognition and limit restoration


### NTC Network

[App page](https://appshunter.io/ios/app/ntc-network/id6758045766)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Banco Mercantil free?

Banco Mercantil is free to download, with no in-app purchases.

### Is NTC Network free?

NTC Network is free to download, with no in-app purchases.

### Do Banco Mercantil or NTC Network have ads?

NTC Network shows ads; Banco Mercantil does not.

### Which is updated more often, Banco Mercantil or NTC Network?

Banco Mercantil ships an update every 11 days, and NTC Network every 3 weeks. Most recently, Banco Mercantil was updated on October 29, 2026 and NTC Network on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*