# CentralMOBILE vs HSLC Mobile

The clearest difference is ratings volume: CentralMOBILE at 4.6K against HSLC Mobile's 40. CentralMOBILE also leads on rating (4.8 vs 4.5). HSLC Mobile's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CentralMOBILE holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: CentralMOBILE has 4.6K ratings behind it against 40, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CentralMOBILE | HSLC Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.6K ratings)](https://appshunter.io/ios/app/centralmobile/id843426026/reviews)** | [4.5 (40 ratings)](https://appshunter.io/ios/app/hslc-mobile/id1439502570/reviews) |
| Number of ratings | **4.6K** | 40 |
| Positive reviews | 37.3% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 112 MB | 130 MB |
| Requires iOS | 15.0 | **14.1** |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [CENTRAL BANK & TRUST COMPANY](https://appshunter.io/developer/456741914) | [The Home Savings and Loan Company of Kenton](https://appshunter.io/developer/1081009983) |

## What reviewers say

### CentralMOBILE

[App page](https://appshunter.io/ios/app/centralmobile/id843426026)

Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.

**Highlights:** Mobile check deposit, View account balances and transactions, Transfer funds between accounts, Pay bills and manage payments, Send money with Zelle, Find bank branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful customer service
- 💡 Useful mobile deposit feature
- 🚀 Smooth app experience when working

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⚠️ Unreliable app performance and availability
- 🔍 Lack of transparency around maintenance and downtime

**Reported bugs**

- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality

**Requested features**

- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions


### HSLC Mobile

[App page](https://appshunter.io/ios/app/hslc-mobile/id1439502570)

Manage your bank accounts conveniently from your mobile device. Check balances, view recent activity, and transfer funds between accounts securely. Requires existing online banking credentials.

**Highlights:** Check account balances, View recent activity, Transaction history, Transfer money, Secure login, Security questions

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CentralMOBILE free?

CentralMOBILE is free to download, with no in-app purchases.

### Is HSLC Mobile free?

HSLC Mobile is free to download, with no in-app purchases.

### Which has better reviews, CentralMOBILE or HSLC Mobile?

CentralMOBILE is rated higher. CentralMOBILE averages 4.8 out of 5 from 4.6K ratings, while HSLC Mobile averages 4.5 from 40 ratings.

### Do CentralMOBILE or HSLC Mobile have ads?

Both CentralMOBILE and HSLC Mobile show ads.

### Which is updated more often, CentralMOBILE or HSLC Mobile?

CentralMOBILE ships an update every 3 months, and HSLC Mobile every 3 months. Most recently, CentralMOBILE was updated on November 1, 2026 and HSLC Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*