# CentralMOBILE vs Metro Bank Authenticator

The clearest difference is review sentiment: CentralMOBILE at 36% against Metro Bank Authenticator's 0%. CentralMOBILE also leads on update cadence (every 3 months vs every 12 months). Metro Bank Authenticator's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CentralMOBILE ships an update every 3 months, Metro Bank Authenticator every 12 months. The most recent releases landed on September 24, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | CentralMOBILE | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.3K ratings)](https://appshunter.io/ios/app/centralmobile/id843426026/reviews)** | — |
| Number of ratings | **4.3K** | — |
| Positive reviews | **36.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 months** | Every 12 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 112 MB | 12 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CENTRAL BANK & TRUST COMPANY](https://appshunter.io/developer/456741914) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### CentralMOBILE

[App page](https://appshunter.io/ios/app/centralmobile/id843426026)

Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.

**Highlights:** Mobile check deposit, View account balances and transactions, Transfer funds between accounts, Pay bills and manage payments, Send money with Zelle, Find bank branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful customer service
- 💡 Useful mobile deposit feature
- 🚀 Smooth app experience when working

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⚠️ Unreliable app performance and availability
- 🔍 Lack of transparency around maintenance and downtime

**Reported bugs**

- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality

**Requested features**

- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CentralMOBILE free?

CentralMOBILE is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do CentralMOBILE or Metro Bank Authenticator have ads?

CentralMOBILE shows ads; Metro Bank Authenticator does not.

### Which is updated more often, CentralMOBILE or Metro Bank Authenticator?

CentralMOBILE ships an update every 3 months, and Metro Bank Authenticator every 12 months. Most recently, CentralMOBILE was updated on September 24, 2026 and Metro Bank Authenticator on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*