# UBTC Mobile vs First Security Mobile Banking

The clearest difference is ads: First Security Mobile Banking at none against UBTC Mobile's shown. UBTC Mobile's advantage is update cadence (every 6 weeks vs every 3 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for UBTC Mobile against 4.8 for First Security Mobile Banking. Both are backed by a comparable volume of ratings — 275 and 693 respectively. Written reviews are what separate them: 50% of UBTC Mobile's written reviews are positive against 45% of First Security Mobile Banking's.

UBTC Mobile ships an update every 6 weeks, First Security Mobile Banking every 3 months. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | UBTC Mobile | First Security Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (275 ratings)](https://appshunter.io/ios/app/ubtc-mobile/id843807259/reviews)** | [4.8 (693 ratings)](https://appshunter.io/ios/app/first-security-mobile-banking/id977996501/reviews) |
| Number of ratings | 275 | **693** |
| Positive reviews | **50.0% of reviews** | 45.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 190 MB | 102 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [United Bank & Trust Company](https://appshunter.io/developer/843807262) | [First Security Bank & Trust Co](https://appshunter.io/developer/490731688) |

## What reviewers say

### UBTC Mobile

[App page](https://appshunter.io/ios/app/ubtc-mobile/id843807259)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks remotely. Secure sign-on options enhance your banking experience.

**Highlights:** Check account balances, Search transactions, Transfer funds between accounts, Pay bills and view payment history, Deposit checks via camera, Secure Touch ID/Face ID sign-on

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### First Security Mobile Banking

[App page](https://appshunter.io/ios/app/first-security-mobile-banking/id977996501)

Access your bank accounts anytime, anywhere with this mobile banking application. Check balances, pay bills, transfer funds, and locate branches or ATMs conveniently and securely from your device.

**Highlights:** Check account balances, Pay bills, Transfer funds between accounts, Find branch and ATM locations, View recent transactions, Secure 24/7 access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenience of checking balances
- 👍 Easy to use for deposits
- 👍 Generally good when working

**What reviewers complain about**

- 🐛 App frequently stops working
- 🐛 Login issues
- 🐛 Issues after iOS updates
- 🐛 Touch ID randomly stops working
- 🐛 Password reset never works

**Reported bugs**

- App randomly stops working
- Hesitant to let users login
- App issues after iOS upgrades
- Touch ID randomly stops working
- Password reset option never works

**Requested features**

- Display reason for declined transactions
- Improve responsiveness to iOS updates
- Provide notifications for failed check deposits
- Allow users to see why checks don't go through


## Frequently asked questions

### Is UBTC Mobile free?

UBTC Mobile is free to download, with no in-app purchases.

### Is First Security Mobile Banking free?

First Security Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, UBTC Mobile or First Security Mobile Banking?

UBTC Mobile is rated higher. UBTC Mobile averages 4.8 out of 5 from 275 ratings, while First Security Mobile Banking averages 4.8 from 693 ratings.

### Do UBTC Mobile or First Security Mobile Banking have ads?

UBTC Mobile shows ads; First Security Mobile Banking does not.

### Which is updated more often, UBTC Mobile or First Security Mobile Banking?

UBTC Mobile ships an update every 6 weeks, and First Security Mobile Banking every 3 months. Most recently, UBTC Mobile was updated on October 15, 2026 and First Security Mobile Banking on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*