# Scheels Visa Card vs CSBNYA

The clearest difference is rating: Scheels Visa Card at 4.8 against CSBNYA's 2.5. Scheels Visa Card also leads on ratings volume (39K vs 2) and update cadence (every 6 weeks vs every 5 months). CSBNYA's advantage is iOS requirement (12.2 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scheels Visa Card holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Scheels Visa Card has 39K ratings behind it against 2, so its average is the more settled of the two.

Scheels Visa Card ships an update every 6 weeks, CSBNYA every 5 months. The most recent releases landed on October 19, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Scheels Visa Card | CSBNYA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (39K ratings)](https://appshunter.io/ios/app/scheels-visa-card/id844282103/reviews)** | [2.5 (2 ratings)](https://appshunter.io/ios/app/csbnya/id1439095392/reviews) |
| Number of ratings | **39K** | 2 |
| Positive reviews | 39.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 5 months |
| Monetization | Free | Free |
| Size | 49 MB | 130 MB |
| Requires iOS | 16.0 | **12.2** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First Bankcard](https://appshunter.io/developer/631020362) | [Citizens State Bank Norwood Young America](https://appshunter.io/developer/956642394) |

## What reviewers say

### Scheels Visa Card

[App page](https://appshunter.io/ios/app/scheels-visa-card/id844282103)

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

**Highlights:** Touch ID login, Account balance check, Statement and transaction history, Credit card bill payment, Email alert setup

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💳 Good rewards program
- 🛒 Integrates well with Scheels store
- 🤝 Excellent customer service

**What reviewers complain about**

- 🔍 Difficult to view account details
- 🔒 Security issues with card compromises
- 💰 High interest rates
- 🔄 Inconsistent login/authentication issues

**Reported bugs**

- App crashes or freezes during use
- Incorrect credit limit changes without notice
- Inability to update payment information
- Recurring login problems

**Requested features**

- Ability to view reward points balance in app
- Option for automatic payments to avoid late fees
- Improved app stability and performance
- Better integration between app and website


### CSBNYA

[App page](https://appshunter.io/ios/app/csbnya/id1439095392)

Manage your finances conveniently from your smartphone. This application allows you to perform various banking tasks securely on your mobile device.

**Highlights:** Mobile banking, Secure transactions, Account management, On-the-go access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Scheels Visa Card free?

Scheels Visa Card is free to download, with no in-app purchases.

### Is CSBNYA free?

CSBNYA is free to download, with no in-app purchases.

### Which has better reviews, Scheels Visa Card or CSBNYA?

Scheels Visa Card is rated higher. Scheels Visa Card averages 4.8 out of 5 from 39K ratings, while CSBNYA averages 2.5 from 2 ratings.

### Do Scheels Visa Card or CSBNYA have ads?

Neither Scheels Visa Card nor CSBNYA shows ads.

### Which is updated more often, Scheels Visa Card or CSBNYA?

Scheels Visa Card ships an update every 6 weeks, and CSBNYA every 5 months. Most recently, Scheels Visa Card was updated on October 19, 2026 and CSBNYA on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*