# Scheels Visa Card vs Loft Advisors

The clearest difference is ratings volume: Scheels Visa Card at 41K against Loft Advisors's 258. Scheels Visa Card also leads on monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Scheels Visa Card against 4.9 for Loft Advisors. That said, the two scores are not equally well evidenced: Scheels Visa Card has 41K ratings behind it against 258, so its average is the more settled of the two.

Scheels Visa Card ships an update every 6 weeks, Loft Advisors every 4 weeks. Both last shipped on October 25, 2026.

## The numbers

| Metric | Scheels Visa Card | Loft Advisors |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (41K ratings)](https://appshunter.io/ios/app/scheels-visa-card/id844282103/reviews) | **[4.9 (258 ratings)](https://appshunter.io/ios/app/loft-advisors/id1465793218/reviews)** |
| Number of ratings | **41K** | 258 |
| Positive reviews | 39.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 50 MB | 197 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First Bankcard](https://appshunter.io/developer/631020362) | [First Dakota National Bank Inc](https://appshunter.io/developer/635930852) |

## What reviewers say

### Scheels Visa Card

[App page](https://appshunter.io/ios/app/scheels-visa-card/id844282103)

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

**Highlights:** Touch ID login, Account balance check, Statement and transaction history, Credit card bill payment, Email alert setup

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💳 Good rewards program
- 🛒 Integrates well with Scheels store
- 🤝 Excellent customer service

**What reviewers complain about**

- 🔍 Difficult to view account details
- 🔒 Security issues with card compromises
- 💰 High interest rates
- 🔄 Inconsistent login/authentication issues

**Reported bugs**

- App crashes or freezes during use
- Incorrect credit limit changes without notice
- Inability to update payment information
- Recurring login problems

**Requested features**

- Ability to view reward points balance in app
- Option for automatic payments to avoid late fees
- Improved app stability and performance
- Better integration between app and website


### Loft Advisors

[App page](https://appshunter.io/ios/app/loft-advisors/id1465793218)

Manage all your financial accounts in one place. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Scheels Visa Card free?

Scheels Visa Card is free to download, with no in-app purchases.

### Is Loft Advisors free?

Loft Advisors is free to download, with no in-app purchases.

### Which has better reviews, Scheels Visa Card or Loft Advisors?

Loft Advisors is rated higher. Scheels Visa Card averages 4.8 out of 5 from 41K ratings, while Loft Advisors averages 4.9 from 258 ratings.

### Do Scheels Visa Card or Loft Advisors have ads?

Neither Scheels Visa Card nor Loft Advisors shows ads.

### Which is updated more often, Scheels Visa Card or Loft Advisors?

Scheels Visa Card ships an update every 6 weeks, and Loft Advisors every 4 weeks. Most recently, Scheels Visa Card was updated on October 25, 2026 and Loft Advisors on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*