# Scheels Visa Card vs Smartstash

Scheels Visa Card and Smartstash both sit at 4.8 stars, but that hides the real split: 100% of Smartstash's written reviews are positive against 40% of Scheels Visa Card's. Scheels Visa Card's advantage is ratings volume (41K vs 5) and update cadence (every 6 weeks vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smartstash holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Scheels Visa Card has 41K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 40% of Scheels Visa Card's written reviews are positive against 100% of Smartstash's.

Scheels Visa Card ships an update every 6 weeks, Smartstash every 3 months. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Scheels Visa Card | Smartstash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (41K ratings)](https://appshunter.io/ios/app/scheels-visa-card/id844282103/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/smartstash-track-spending/id6749651195/reviews)** |
| Number of ratings | **41K** | 5 |
| Positive reviews | 39.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 50 MB | 27 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [First Bankcard](https://appshunter.io/developer/631020362) | [Chad Wilke](https://appshunter.io/developer/1831607928) |

## What reviewers say

### Scheels Visa Card

[App page](https://appshunter.io/ios/app/scheels-visa-card/id844282103)

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

**Highlights:** Touch ID login, Account balance check, Statement and transaction history, Credit card bill payment, Email alert setup

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💳 Good rewards program
- 🛒 Integrates well with Scheels store
- 🤝 Excellent customer service

**What reviewers complain about**

- 🔍 Difficult to view account details
- 🔒 Security issues with card compromises
- 💰 High interest rates
- 🔄 Inconsistent login/authentication issues

**Reported bugs**

- App crashes or freezes during use
- Incorrect credit limit changes without notice
- Inability to update payment information
- Recurring login problems

**Requested features**

- Ability to view reward points balance in app
- Option for automatic payments to avoid late fees
- Improved app stability and performance
- Better integration between app and website


### Smartstash

[App page](https://appshunter.io/ios/app/smartstash-track-spending/id6749651195)

This finance app helps young individuals manage their money by tracking income and expenses. It visualizes financial progress and goals with clear charts and a user-friendly interface, making it easy to understand spending habits.

**Highlights:** Track income and expenses, Manage recurring transactions, Monitor subscriptions, Set and track financial goals, Visualize finances with charts, User-friendly interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Scheels Visa Card free?

Scheels Visa Card is free to download, with no in-app purchases.

### Is Smartstash free?

Smartstash is free to download, with no in-app purchases.

### Which has better reviews, Scheels Visa Card or Smartstash?

Smartstash is rated higher. Scheels Visa Card averages 4.8 out of 5 from 41K ratings, while Smartstash averages 5.0 from 5 ratings.

### Do Scheels Visa Card or Smartstash have ads?

Neither Scheels Visa Card nor Smartstash shows ads.

### Which is updated more often, Scheels Visa Card or Smartstash?

Scheels Visa Card ships an update every 6 weeks, and Smartstash every 3 months. Most recently, Scheels Visa Card was updated on October 31, 2026 and Smartstash on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*