# Scheels Visa Card vs MCCU

The clearest difference is ratings volume: Scheels Visa Card at 41K against MCCU's 2. Scheels Visa Card also leads on update cadence (every 6 weeks vs every 5 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCCU holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Scheels Visa Card has 41K ratings behind it against 2, so its average is the more settled of the two.

Scheels Visa Card ships an update every 6 weeks, MCCU every 5 months. The most recent releases landed on October 24, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Scheels Visa Card | MCCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (41K ratings)](https://appshunter.io/ios/app/scheels-visa-card/id844282103/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/mccu/id878669356/reviews)** |
| Number of ratings | **41K** | 2 |
| Positive reviews | 39.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 5 months |
| Monetization | Free | Free |
| Size | 50 MB | 30 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First Bankcard](https://appshunter.io/developer/631020362) | [Mcpherson Coop Credit Union](https://appshunter.io/developer/1459178827) |

## What reviewers say

### Scheels Visa Card

[App page](https://appshunter.io/ios/app/scheels-visa-card/id844282103)

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

**Highlights:** Touch ID login, Account balance check, Statement and transaction history, Credit card bill payment, Email alert setup

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💳 Good rewards program
- 🛒 Integrates well with Scheels store
- 🤝 Excellent customer service

**What reviewers complain about**

- 🔍 Difficult to view account details
- 🔒 Security issues with card compromises
- 💰 High interest rates
- 🔄 Inconsistent login/authentication issues

**Reported bugs**

- App crashes or freezes during use
- Incorrect credit limit changes without notice
- Inability to update payment information
- Recurring login problems

**Requested features**

- Ability to view reward points balance in app
- Option for automatic payments to avoid late fees
- Improved app stability and performance
- Better integration between app and website


### MCCU

[App page](https://appshunter.io/ios/app/mccu/id878669356)

Manage your credit union accounts conveniently from your mobile device. Access account balances, transfer funds, view transaction details, and deposit checks remotely. An ATM locator and contact information are also readily available.

**Highlights:** Account information access, ATM locator, Remote Deposit Capture, Detailed transaction viewing, Fund transfers, Check image viewing

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Scheels Visa Card free?

Scheels Visa Card is free to download, with no in-app purchases.

### Is MCCU free?

MCCU is free to download, with no in-app purchases.

### Which has better reviews, Scheels Visa Card or MCCU?

MCCU is rated higher. Scheels Visa Card averages 4.8 out of 5 from 41K ratings, while MCCU averages 5.0 from 2 ratings.

### Do Scheels Visa Card or MCCU have ads?

Neither Scheels Visa Card nor MCCU shows ads.

### Which is updated more often, Scheels Visa Card or MCCU?

Scheels Visa Card ships an update every 6 weeks, and MCCU every 5 months. Most recently, Scheels Visa Card was updated on October 24, 2026 and MCCU on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*