# PSB&T vs FSBTCO

The clearest difference is rating: FSBTCO at 4.0 against PSB&T's 3.1. FSBTCO also leads on review sentiment (67% vs 40%). PSB&T's advantage is ratings volume (29 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FSBTCO holds the better App Store score, 4.0 against 3.1. That said, the two scores are not equally well evidenced: PSB&T has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of PSB&T's written reviews are positive against 67% of FSBTCO's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on August 13, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | PSB&T | FSBTCO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (29 ratings)](https://appshunter.io/ios/app/psb-and-t/id844301281/reviews) | **[4.0 (2 ratings)](https://appshunter.io/ios/app/fsbtco/id1239834746/reviews)** |
| Number of ratings | **29** | 2 |
| Positive reviews | 40.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free | Free |
| Size | 156 MB | 154 MB |
| Requires iOS | 14.1 | 14.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Prairie State Bank & Trust](https://appshunter.io/developer/844301284) | [The Farmers State Bank and Trust Company](https://appshunter.io/developer/1239834745) |

## What reviewers say

### PSB&T

[App page](https://appshunter.io/ios/app/psb-and-t/id844301281)

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks. It offers convenient login options and helpful alerts to keep you informed about your account activity.

**Highlights:** Secure login with PIN or fingerprint, Bill payment and setup, Account balance and activity viewing, Fund transfers between accounts, Mobile check deposit, Debit card control (Card On/Off), Customizable alerts

**Features:** Apple Wallet

**In-app purchases:** none


### FSBTCO

[App page](https://appshunter.io/ios/app/fsbtco/id1239834746)

Manage your finances on the go with mobile banking. Check account balances, review recent transactions, transfer funds between accounts, and pay bills securely. Supports fingerprint and facial recognition for quick sign-in.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Make bill payments, Secure sign-on with Touch ID/Face ID

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PSB&T free?

PSB&T is free to download, with no in-app purchases.

### Is FSBTCO free?

FSBTCO is free to download, with no in-app purchases.

### Which has better reviews, PSB&T or FSBTCO?

FSBTCO is rated higher. PSB&T averages 3.1 out of 5 from 29 ratings, while FSBTCO averages 4.0 from 2 ratings.

### Do PSB&T or FSBTCO have ads?

Neither PSB&T nor FSBTCO shows ads.

### Which is updated more often, PSB&T or FSBTCO?

PSB&T ships an update every 4 months, and FSBTCO every 4 months. Most recently, PSB&T was updated on August 13, 2026 and FSBTCO on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*