# CardNav vs MyCardRules

CardNav and MyCardRules both sit at 4.4 stars, but that hides the real split: 30% of CardNav's written reviews are positive against 19% of MyCardRules's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for CardNav against 4.5 for MyCardRules. Both are backed by a comparable volume of ratings — 982 and 709 respectively. Written reviews are what separate them: 30% of CardNav's written reviews are positive against 19% of MyCardRules's.

CardNav ships an update every 6 months, MyCardRules every 9 months. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | CardNav | MyCardRules |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (982 ratings)](https://appshunter.io/ios/app/cardnav/id844413062/reviews) | **[4.5 (709 ratings)](https://appshunter.io/ios/app/mycardrules/id1229273747/reviews)** |
| Number of ratings | **982** | 709 |
| Positive reviews | **29.7% of reviews** | 18.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 months** | Every 9 months |
| Monetization | Free | Free |
| Size | 47 MB | 46 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CO-OP Financial Services](https://appshunter.io/developer/365653538) | [Jack Henry and Associates, Inc.](https://appshunter.io/developer/1229273746) |

## What reviewers say

### CardNav

[App page](https://appshunter.io/ios/app/cardnav/id844413062)

Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.

**Highlights:** Transaction alerts, Customizable usage settings, Define card usage locations, Define card usage times, Card monitoring and management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant transaction notifications
- 🔒 Ability to turn card on/off
- 👍 Helpful security features
- 💡 Customizable notification settings

**What reviewers complain about**

- 🐛 Frequent login/password issues
- 🐛 Incorrect account balances
- 🐛 Unreliable card locking/unlocking
- 🐛 Compatibility problems with newer versions

**Reported bugs**

- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications

**Requested features**

- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages


### MyCardRules

[App page](https://appshunter.io/ios/app/mycardrules/id1229273747)

Take full control of your credit card usage. Set spending limits, block specific transaction types, and receive real-time notifications for every card activity. Manage your finances with confidence and security.

**Highlights:** Transaction type control, Spending limit management, Real-time transaction notifications, Card usage security, Personalized card rules

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🔒 Secure card locking
- 🚨 Instant transaction alerts
- 💰 Saved from fraudulent charges

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔑 Frequent login issues
- 📵 Unreliable notifications
- 🔒 Accounts getting locked out
- ⚠️ Compatibility problems

**Reported bugs**

- Login credentials not working
- Unable to update or reset password
- Notification issues on iPhones
- Compatibility problems with certain cards

**Requested features**

- Touch ID/Face ID support
- Password reset functionality
- Ability to manage multiple cards
- Text message notifications
- Better UI and user experience


## Frequently asked questions

### Is CardNav free?

CardNav is free to download, with no in-app purchases.

### Is MyCardRules free?

MyCardRules is free to download, with no in-app purchases.

### Which has better reviews, CardNav or MyCardRules?

MyCardRules is rated higher. CardNav averages 4.4 out of 5 from 982 ratings, while MyCardRules averages 4.5 from 709 ratings.

### Do CardNav or MyCardRules have ads?

Neither CardNav nor MyCardRules shows ads.

### Which is updated more often, CardNav or MyCardRules?

CardNav ships an update every 6 months, and MyCardRules every 9 months. Most recently, CardNav was updated on September 21, 2026 and MyCardRules on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*