# CardNav vs PayLeaf

The clearest difference is update cadence: PayLeaf at weekly against CardNav's every 6 months. CardNav's advantage is iOS requirement (14.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CardNav ships an update every 6 months, PayLeaf weekly. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | CardNav | PayLeaf |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (1.1K ratings)](https://appshunter.io/ios/app/cardnav/id844413062/reviews)** | — |
| Number of ratings | **1.1K** | — |
| Positive reviews | 29.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Weekly** |
| Monetization | Free | — |
| Size | 47 MB | 52 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CO-OP Financial Services](https://appshunter.io/developer/365653538) | [Nishan Singh](https://appshunter.io/developer/1822102970) |

## What reviewers say

### CardNav

[App page](https://appshunter.io/ios/app/cardnav/id844413062)

Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.

**Highlights:** Transaction alerts, Customizable usage settings, Define card usage locations, Define card usage times, Card monitoring and management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant transaction notifications
- 🔒 Ability to turn card on/off
- 👍 Helpful security features
- 💡 Customizable notification settings

**What reviewers complain about**

- 🐛 Frequent login/password issues
- 🐛 Incorrect account balances
- 🐛 Unreliable card locking/unlocking
- 🐛 Compatibility problems with newer versions

**Reported bugs**

- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications

**Requested features**

- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages


### PayLeaf

[App page](https://appshunter.io/ios/app/payleaf-qr-payments/id6770458750)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CardNav free?

CardNav is free to download, with no in-app purchases.

### Is PayLeaf free?

PayLeaf is free to download, with no in-app purchases.

### Do CardNav or PayLeaf have ads?

Neither CardNav nor PayLeaf shows ads.

### Which is updated more often, CardNav or PayLeaf?

CardNav ships an update every 6 months, and PayLeaf weekly. Most recently, CardNav was updated on October 24, 2026 and PayLeaf on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*