# NBS Mobile Banking vs ether.fi

The clearest difference is review sentiment: ether.fi at 90% against NBS Mobile Banking's 13%. ether.fi also leads on update cadence (every 3 days vs every 3 months). NBS Mobile Banking's advantage is ads (none vs shown) and device support (3 vs 1). On price, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NBS Mobile Banking ships an update every 3 months, ether.fi every 3 days. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | NBS Mobile Banking | ether.fi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (432 ratings)](https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367/reviews)** |
| Number of ratings | — | **432** |
| Positive reviews | 12.5% of reviews | **90.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | Free | Free |
| Size | 54 MB | 173 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Nelson Building Society](https://appshunter.io/developer/844460977) | [Ether.Fi SEZC](https://appshunter.io/developer/1765877236) |

## What reviewers say

### NBS Mobile Banking

[App page](https://appshunter.io/ios/app/nbs-mobile-banking/id844460974)

Manage your finances conveniently on the go with this secure mobile banking application. Quickly check balances, view transactions, and make transfers or payments between your accounts and to other New Zealand banks. Set up new payees and automatic payments with ease.

**Highlights:** Quick PIN login, Check account balances, View transaction history, Transfer funds between NBS accounts, Pay existing bill payees, Make one-off payments, Create new payees and automatic payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### ether.fi

[App page](https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367)

A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.

**Highlights:** Earn up to 4% cashback in crypto, Spend anywhere cards are accepted, DeFi-native and non-custodial, Add to Apple Wallet, Exclusive member perks, Top-level security features

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Best crypto card
- 💰 High cashback
- 🚀 Smooth and easy to use
- 🔒 Secure
- 💳 Convenient (Apple Wallet, physical cards)

**What reviewers complain about**

- 🐛 Bugs (app freezes, login issues, balance display issues)
- 🌐 Limited web/mobile features
- 🌍 Lack of language support (no Chinese)
- 💰 High fees for some operations

**Reported bugs**

- Withdrawal whitelist required
- Issues with adding funds (not receiving money)
- Referral bonus not credited
- Card activation issues

**Requested features**

- Add built-in staking option
- Display daily credited interest
- Add Traditional Chinese language support
- Integrate more local payment methods (Pix, BRL)
- Improve tracking of assets and transactions


## Frequently asked questions

### Is NBS Mobile Banking free?

NBS Mobile Banking is free to download, with no in-app purchases.

### Is ether.fi free?

ether.fi is free to download, with no in-app purchases.

### Do NBS Mobile Banking or ether.fi have ads?

ether.fi shows ads; NBS Mobile Banking does not.

### Which is updated more often, NBS Mobile Banking or ether.fi?

NBS Mobile Banking ships an update every 3 months, and ether.fi every 3 days. Most recently, NBS Mobile Banking was updated on November 1, 2026 and ether.fi on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*