# SeAMobile vs HDBank

The clearest difference is rating: HDBank at 3.6 against SeAMobile's 3.1. HDBank also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HDBank holds the better App Store score, 3.6 against 3.1. Both are backed by a comparable volume of ratings — 69 and 100 respectively. Written reviews point the same way: 28% of SeAMobile's written reviews are positive against 34% of HDBank's.

SeAMobile ships an update monthly, HDBank fortnightly. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | SeAMobile | HDBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (69 ratings)](https://appshunter.io/ios/app/seamobile/id846407152/reviews) | **[3.6 (100 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews)** |
| Number of ratings | 69 | **100** |
| Positive reviews | 27.9% of reviews | **34.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 358 MB | 644 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [SeABank](https://appshunter.io/developer/846407155) | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) |

## What reviewers say

### SeAMobile

[App page](https://appshunter.io/ios/app/seamobile/id846407152)

This mobile banking app offers a comprehensive suite of financial management tools. Users can manage accounts, apply for loans and cards online, transfer funds, and pay bills. It also provides features for savings, insurance, and loyalty rewards.

**Highlights:** Personal finance management, Online account and card registration, Online loan application and tracking, Fund transfers, Online savings, Bill payments, Loyalty rewards redemption

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SeAMobile free?

SeAMobile is free to download, with no in-app purchases.

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Which has better reviews, SeAMobile or HDBank?

HDBank is rated higher. SeAMobile averages 3.1 out of 5 from 69 ratings, while HDBank averages 3.6 from 100 ratings.

### Do SeAMobile or HDBank have ads?

SeAMobile shows ads; HDBank does not.

### Which is updated more often, SeAMobile or HDBank?

SeAMobile ships an update monthly, and HDBank fortnightly. Most recently, SeAMobile was updated on October 12, 2026 and HDBank on October 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*