# SeAMobile vs BAOVIET Smart

The clearest difference is review sentiment: BAOVIET Smart at 100% against SeAMobile's 28%. BAOVIET Smart also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). SeAMobile's advantage is rating (2.9 vs 2.7) and ratings volume (74 vs 7). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SeAMobile holds the better App Store score, 2.9 against 2.7. That said, the two scores are not equally well evidenced: SeAMobile has 74 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 28% of SeAMobile's written reviews are positive against 100% of BAOVIET Smart's, so the app with the better star average is not the one people write more warmly about.

SeAMobile ships an update monthly, BAOVIET Smart every 2 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | SeAMobile | BAOVIET Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.9 (74 ratings)](https://appshunter.io/ios/app/seamobile/id846407152/reviews)** | [2.7 (7 ratings)](https://appshunter.io/ios/app/baoviet-smart/id1504422967/reviews) |
| Number of ratings | **74** | 7 |
| Positive reviews | 27.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 361 MB | 222 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [SeABank](https://appshunter.io/developer/846407155) | [BAOVIET Bank](https://appshunter.io/developer/1504422966) |

## What reviewers say

### SeAMobile

[App page](https://appshunter.io/ios/app/seamobile/id846407152)

This mobile banking app offers a comprehensive suite of financial management tools. Users can manage accounts, apply for loans and cards online, transfer funds, and pay bills. It also provides features for savings, insurance, and loyalty rewards.

**Highlights:** Personal finance management, Online account and card registration, Online loan application and tracking, Fund transfers, Online savings, Bill payments, Loyalty rewards redemption

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### BAOVIET Smart

[App page](https://appshunter.io/ios/app/baoviet-smart/id1504422967)

This digital banking app allows users to manage and conduct financial transactions securely and conveniently online. It offers features for account linking, fund transfers, bill payments, and mobile top-ups, all accessible from your mobile device.

**Highlights:** Account and card linking, Fund transfers (internal and external), Bill payments, Mobile top-ups, Account balance and transaction history, Biometric and OTP security

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SeAMobile free?

SeAMobile is free to download, with no in-app purchases.

### Is BAOVIET Smart free?

BAOVIET Smart is free to download, with no in-app purchases.

### Which has better reviews, SeAMobile or BAOVIET Smart?

SeAMobile is rated higher. SeAMobile averages 2.9 out of 5 from 74 ratings, while BAOVIET Smart averages 2.7 from 7 ratings.

### Do SeAMobile or BAOVIET Smart have ads?

SeAMobile shows ads; BAOVIET Smart does not.

### Which is updated more often, SeAMobile or BAOVIET Smart?

SeAMobile ships an update monthly, and BAOVIET Smart every 2 months. Most recently, SeAMobile was updated on November 1, 2026 and BAOVIET Smart on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*