# EBL Access vs AB Direct Internet Banking

The clearest difference is rating: EBL Access at 4.8 against AB Direct Internet Banking's 3.4. EBL Access also leads on iOS requirement (7.1 vs 15.5). AB Direct Internet Banking's advantage is update cadence (monthly vs every 19 months) and ratings volume (153 vs 6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EBL Access holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: AB Direct Internet Banking has 153 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 50% of EBL Access's written reviews are positive against 42% of AB Direct Internet Banking's.

EBL Access ships an update every 19 months, AB Direct Internet Banking monthly. Both last shipped on October 23, 2026.

## The numbers

| Metric | EBL Access | AB Direct Internet Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6 ratings)](https://appshunter.io/ios/app/ebl-access/id846620013/reviews)** | [3.4 (153 ratings)](https://appshunter.io/ios/app/ab-direct-internet-banking/id1220325484/reviews) |
| Number of ratings | 6 | **153** |
| Positive reviews | **50.0% of reviews** | 42.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Monthly** |
| Monetization | Free | Free |
| Size | 11 MB | 129 MB |
| Requires iOS | **7.1** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Eastern Bank PLC.](https://appshunter.io/developer/846620016) | [AB Bank Limited](https://appshunter.io/developer/1216229460) |

## What reviewers say

### EBL Access

[App page](https://appshunter.io/ios/app/ebl-access/id846620013)

This app generates One-Time Passwords (OTPs) for secure authentication of financial transactions within EBL Internet Banking. It ensures your online banking activities are protected with an extra layer of security.

**Highlights:** One-Time Password (OTP) generation, Secure financial transaction authentication, EBL Internet Banking integration, Enhanced online banking security

**In-app purchases:** none


### AB Direct Internet Banking

[App page](https://appshunter.io/ios/app/ab-direct-internet-banking/id1220325484)

Manage your bank accounts conveniently from your smartphone. Perform daily banking tasks, transfer funds, pay bills, and recharge your mobile balance with ease. Enjoy secure online transactions and locate branches or ATMs.

**Highlights:** Check account balances, View transaction history, Fund transfers, Bill payments, Mobile recharge, ATM/Branch locator, Enhanced security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EBL Access free?

EBL Access is free to download, with no in-app purchases.

### Is AB Direct Internet Banking free?

AB Direct Internet Banking is free to download, with no in-app purchases.

### Which has better reviews, EBL Access or AB Direct Internet Banking?

EBL Access is rated higher. EBL Access averages 4.8 out of 5 from 6 ratings, while AB Direct Internet Banking averages 3.4 from 153 ratings.

### Do EBL Access or AB Direct Internet Banking have ads?

Neither EBL Access nor AB Direct Internet Banking shows ads.

### Which is updated more often, EBL Access or AB Direct Internet Banking?

EBL Access ships an update every 19 months, and AB Direct Internet Banking monthly. Most recently, EBL Access was updated on October 23, 2026 and AB Direct Internet Banking on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*