# EBL Access vs midland online

The clearest difference is rating: EBL Access at 4.8 against midland online's 3.7. EBL Access also leads on iOS requirement (7.1 vs 15.0). midland online's advantage is update cadence (every 11 days vs every 19 months) and ratings volume (105 vs 6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EBL Access holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: midland online has 105 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 50% of EBL Access's written reviews are positive against 45% of midland online's.

EBL Access ships an update every 19 months, midland online every 11 days. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | EBL Access | midland online |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6 ratings)](https://appshunter.io/ios/app/ebl-access/id846620013/reviews)** | [3.7 (105 ratings)](https://appshunter.io/ios/app/midland-online/id1373645154/reviews) |
| Number of ratings | 6 | **105** |
| Positive reviews | **50.0% of reviews** | 44.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 11 days** |
| Monetization | Free | Free |
| Size | 11 MB | 124 MB |
| Requires iOS | **7.1** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Eastern Bank PLC.](https://appshunter.io/developer/846620016) | [Midland Bank ltd.](https://appshunter.io/developer/1373645153) |

## What reviewers say

### EBL Access

[App page](https://appshunter.io/ios/app/ebl-access/id846620013)

This app generates One-Time Passwords (OTPs) for secure authentication of financial transactions within EBL Internet Banking. It ensures your online banking activities are protected with an extra layer of security.

**Highlights:** One-Time Password (OTP) generation, Secure financial transaction authentication, EBL Internet Banking integration, Enhanced online banking security

**In-app purchases:** none


### midland online

[App page](https://appshunter.io/ios/app/midland-online/id1373645154)

Manage your finances on the go with this mobile banking application. Access account summaries, transfer funds between accounts and mobile wallets, and pay utility bills. It also allows for credit card management and self-registration for banking services.

**Highlights:** Account summary and transaction history, Fund transfers to Midland accounts, Interbank and mobile wallet transfers, Utility bill payments, Credit and prepaid card management, Self-registration for online banking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Smooth money transfers
- 💡 Comprehensive features (bill pay, tax, loans, etc.)
- 🌍 Global accessibility
- 🔄 Supports various mobile wallets (bKash, Nagad, Rocket)

**What reviewers complain about**

- 🐛 Buggy and unstable
- 🐌 Slow performance
- ❌ Lacks essential features (account statement)
- 🤔 Confusing transaction display
- 🚫 Biometric login issues

**Reported bugs**

- App does not show proper transaction statement
- App frequently stops working
- Biometric not working
- App not opening
- App full of bugs

**Requested features**

- Generate account statement
- Improve UI for small screens
- Add fingerprint and Face ID login
- Option to change name on debit card
- Add beneficiary delete option


## Frequently asked questions

### Is EBL Access free?

EBL Access is free to download, with no in-app purchases.

### Is midland online free?

midland online is free to download, with no in-app purchases.

### Which has better reviews, EBL Access or midland online?

EBL Access is rated higher. EBL Access averages 4.8 out of 5 from 6 ratings, while midland online averages 3.7 from 105 ratings.

### Do EBL Access or midland online have ads?

Neither EBL Access nor midland online shows ads.

### Which is updated more often, EBL Access or midland online?

EBL Access ships an update every 19 months, and midland online every 11 days. Most recently, EBL Access was updated on October 23, 2026 and midland online on October 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*