# EBL Access vs OK Wallet

The clearest difference is rating: EBL Access at 4.8 against OK Wallet's 3.6. EBL Access also leads on iOS requirement (7.1 vs 13.0). OK Wallet's advantage is update cadence (every 2 months vs every 19 months) and review sentiment (64% vs 50%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EBL Access holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: OK Wallet has 30 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 50% of EBL Access's written reviews are positive against 64% of OK Wallet's, so the app with the better star average is not the one people write more warmly about.

EBL Access ships an update every 19 months, OK Wallet every 2 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | EBL Access | OK Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6 ratings)](https://appshunter.io/ios/app/ebl-access/id846620013/reviews)** | [3.6 (30 ratings)](https://appshunter.io/ios/app/ok-wallet/id1437495450/reviews) |
| Number of ratings | 6 | **30** |
| Positive reviews | 50.0% of reviews | **64.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 11 MB | 84 MB |
| Requires iOS | **7.1** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Eastern Bank PLC.](https://appshunter.io/developer/846620016) | [ONE Bank Limited](https://appshunter.io/developer/1198985111) |

## What reviewers say

### EBL Access

[App page](https://appshunter.io/ios/app/ebl-access/id846620013)

This app generates One-Time Passwords (OTPs) for secure authentication of financial transactions within EBL Internet Banking. It ensures your online banking activities are protected with an extra layer of security.

**Highlights:** One-Time Password (OTP) generation, Secure financial transaction authentication, EBL Internet Banking integration, Enhanced online banking security

**In-app purchases:** none


### OK Wallet

[App page](https://appshunter.io/ios/app/ok-wallet/id1437495450)

This mobile financial services app allows users to send cash, recharge mobile talk time, pay utility bills, and make payments at stores by scanning QR codes. It offers secure transactions with OTP and PIN verification, and easy access to account balances and transaction history.

**Highlights:** Send cash quickly, Recharge mobile talk time, Pay utility bills, Scan QR code for payments, Add money from bank/cards, View transaction history, Check account balance

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is EBL Access free?

EBL Access is free to download, with no in-app purchases.

### Is OK Wallet free?

OK Wallet is free to download, with no in-app purchases.

### Which has better reviews, EBL Access or OK Wallet?

EBL Access is rated higher. EBL Access averages 4.8 out of 5 from 6 ratings, while OK Wallet averages 3.6 from 30 ratings.

### Do EBL Access or OK Wallet have ads?

Neither EBL Access nor OK Wallet shows ads.

### Which is updated more often, EBL Access or OK Wallet?

EBL Access ships an update every 19 months, and OK Wallet every 2 months. Most recently, EBL Access was updated on November 1, 2026 and OK Wallet on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*