# 하나Pay(하나카드) vs 하나원큐 CMS iNet

The clearest difference is monetization model: 하나원큐 CMS iNet at free against 하나Pay(하나카드)'s free with in-app purchases. 하나Pay(하나카드)'s advantage is update cadence (every 5 weeks vs every 3 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나Pay(하나카드) ships an update every 5 weeks, 하나원큐 CMS iNet every 3 months. The most recent releases landed on September 23, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | 하나Pay(하나카드) | 하나원큐 CMS iNet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (695 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews)** | — |
| Number of ratings | **695** | — |
| Positive reviews | **24.0% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 222 MB | 18 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) | [Hana Bank](https://appshunter.io/developer/340826760) |

## What reviewers say

### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


### 하나원큐 CMS iNet

[App page](https://appshunter.io/ios/app/cms-inet-cms/id1112077843)

This corporate finance application allows registered users to manage accounts, initiate transfers, and approve transactions via their smartphone. It provides real-time notifications for payment requests and transaction results, offering convenient financial management on the go.

**Highlights:** Account balance and transaction history, Fund transfers and results, Payment and transaction approvals, Real-time push notifications, Service management, Digital certificate management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Is 하나원큐 CMS iNet free?

하나원큐 CMS iNet is free to download, with no in-app purchases.

### Do 하나Pay(하나카드) or 하나원큐 CMS iNet have ads?

Neither 하나Pay(하나카드) nor 하나원큐 CMS iNet shows ads.

### Which is updated more often, 하나Pay(하나카드) or 하나원큐 CMS iNet?

하나Pay(하나카드) ships an update every 5 weeks, and 하나원큐 CMS iNet every 3 months. Most recently, 하나Pay(하나카드) was updated on September 23, 2026 and 하나원큐 CMS iNet on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*