# 하나Pay(하나카드) vs 한국산업은행 「기업뱅킹 스마트KDB」

The clearest difference is review sentiment: 한국산업은행 「기업뱅킹 스마트KDB」 at 50% against 하나Pay(하나카드)'s 23%. 한국산업은행 「기업뱅킹 스마트KDB」 also leads on monetization model (free vs free with in-app purchases) and iOS requirement (9.0 vs 13.0). 하나Pay(하나카드)'s advantage is update cadence (every 5 weeks vs every 6 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나Pay(하나카드) ships an update every 5 weeks, 한국산업은행 「기업뱅킹 스마트KDB」 every 6 months. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | 하나Pay(하나카드) | 한국산업은행 「기업뱅킹 스마트KDB」 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (699 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews)** | — |
| Number of ratings | **699** | — |
| Positive reviews | 23.2% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 228 MB | 59 MB |
| Requires iOS | 13.0 | **9.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) | [한국산업은행](https://appshunter.io/developer/392572960) |

## What reviewers say

### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


### 한국산업은행 「기업뱅킹 스마트KDB」

[App page](https://appshunter.io/ios/app/kdb/id1445522609)

A mobile banking service for corporate clients, enabling financial transactions like inquiries, transfers, and electronic bill issuance via smartphone. It offers real-time notifications and personalized banking information for efficient business management.

**Highlights:** Inquiries and transfers, Electronic bill issuance and endorsement, Real-time push notifications, Personalized banking dashboard, Payment requests and processing, Public utility and VAT payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Is 한국산업은행 「기업뱅킹 스마트KDB」 free?

한국산업은행 「기업뱅킹 스마트KDB」 is free to download, with no in-app purchases.

### Do 하나Pay(하나카드) or 한국산업은행 「기업뱅킹 스마트KDB」 have ads?

Neither 하나Pay(하나카드) nor 한국산업은행 「기업뱅킹 스마트KDB」 shows ads.

### Which is updated more often, 하나Pay(하나카드) or 한국산업은행 「기업뱅킹 스마트KDB」?

하나Pay(하나카드) ships an update every 5 weeks, and 한국산업은행 「기업뱅킹 스마트KDB」 every 6 months. Most recently, 하나Pay(하나카드) was updated on October 14, 2026 and 한국산업은행 「기업뱅킹 스마트KDB」 on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*