# 하나Pay(하나카드) vs 하나원큐 저축은행

The clearest difference is review sentiment: 하나원큐 저축은행 at 86% against 하나Pay(하나카드)'s 24%. 하나원큐 저축은행 also leads on monetization model (free vs free with in-app purchases) and rating (4.7 vs 4.4). 하나Pay(하나카드)'s advantage is ratings volume (695 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나원큐 저축은행 holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 하나Pay(하나카드) has 695 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 24% of 하나Pay(하나카드)'s written reviews are positive against 86% of 하나원큐 저축은행's.

하나Pay(하나카드) ships an update every 5 weeks, 하나원큐 저축은행 every 3 weeks. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | 하나Pay(하나카드) | 하나원큐 저축은행 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (695 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews) | **[4.7 (10 ratings)](https://appshunter.io/ios/app/id1530134607/reviews)** |
| Number of ratings | **695** | 10 |
| Positive reviews | 24.0% of reviews | **86.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 222 MB | 357 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) | [하나저축은행](https://appshunter.io/developer/1108364788) |

## What reviewers say

### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


### 하나원큐 저축은행

[App page](https://appshunter.io/ios/app/id1530134607)

This mobile banking service offers a streamlined and secure digital banking experience. Enjoy convenient login options, fast and easy fund transfers, and manage your accounts and loans entirely from your smartphone without visiting a branch.

**Highlights:** Convenient login (fingerprint, FaceID, PIN, pattern), Automatic login option, Easy transfers via contacts, Free inter-bank transfer fees, Mobile OTP for secure transactions, Online loan applications and account opening, Personalized home screen with account management

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and clean design
- 🚀 Fast and efficient app performance (recent improvements noted)
- 👍 Easy account management
- 👍 Simple and convenient login process
- 👍 Good interest rates on savings products

**What reviewers complain about**

- 🐛 Frequent login errors and authentication issues
- 🐛 App instability and crashes
- 🐛 Slow loading times for account information and transfers
- 🐛 Unresponsive buttons and menus
- 🐛 Issues with manual account closure

**Reported bugs**

- Login errors and authentication failures
- Infinite loading and logout during manual account closure
- Unresponsive transfer buttons
- ID number recognition errors
- App crashes or freezes

**Requested features**

- Allow users to edit recognized ID numbers
- Improve app stability and reduce errors
- Optimize loading times for account information and transfers
- Enable customization of account order
- Fix the issue with balance hiding resetting after re-login


## Frequently asked questions

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Is 하나원큐 저축은행 free?

하나원큐 저축은행 is free to download, with no in-app purchases.

### Which has better reviews, 하나Pay(하나카드) or 하나원큐 저축은행?

하나원큐 저축은행 is rated higher. 하나Pay(하나카드) averages 4.4 out of 5 from 695 ratings, while 하나원큐 저축은행 averages 4.7 from 10 ratings.

### Do 하나Pay(하나카드) or 하나원큐 저축은행 have ads?

Neither 하나Pay(하나카드) nor 하나원큐 저축은행 shows ads.

### Which is updated more often, 하나Pay(하나카드) or 하나원큐 저축은행?

하나Pay(하나카드) ships an update every 5 weeks, and 하나원큐 저축은행 every 3 weeks. Most recently, 하나Pay(하나카드) was updated on September 23, 2026 and 하나원큐 저축은행 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*