# 하나Pay(하나카드) vs 삼쩜삼

The clearest difference is update cadence: 삼쩜삼 at weekly against 하나Pay(하나카드)'s every 5 weeks. 삼쩜삼 also leads on monetization model (free vs free with in-app purchases) and review sentiment (46% vs 23%). 하나Pay(하나카드)'s advantage is ratings volume (703 vs 43) and iOS requirement (13.0 vs 15.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for 하나Pay(하나카드) against 4.3 for 삼쩜삼. That said, the two scores are not equally well evidenced: 하나Pay(하나카드) has 703 ratings behind it against 43, so its average is the more settled of the two. Written reviews are what separate them: 23% of 하나Pay(하나카드)'s written reviews are positive against 46% of 삼쩜삼's.

하나Pay(하나카드) ships an update every 5 weeks, 삼쩜삼 weekly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 하나Pay(하나카드) | 삼쩜삼 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (703 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews)** | [4.3 (43 ratings)](https://appshunter.io/ios/app/id1584600717/reviews) |
| Number of ratings | **703** | 43 |
| Positive reviews | 23.2% of reviews | **45.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 228 MB | 213 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) | [자비스앤빌런즈](https://appshunter.io/developer/1247817264) |

## What reviewers say

### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


### 삼쩜삼

[App page](https://appshunter.io/ios/app/id1584600717)

This app helps users find and claim hidden money, including tax refunds, medical expense reimbursements, and government benefits. It simplifies complex tax filing and provides personalized financial tips and government benefit information.

**Highlights:** Tax refund assistance, Medical expense reimbursement, Government benefit notifications, Personalized financial tips, Income and tax history, App-based financial technology (Apptech)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Is 삼쩜삼 free?

삼쩜삼 is free to download, with no in-app purchases.

### Which has better reviews, 하나Pay(하나카드) or 삼쩜삼?

하나Pay(하나카드) is rated higher. 하나Pay(하나카드) averages 4.4 out of 5 from 703 ratings, while 삼쩜삼 averages 4.3 from 43 ratings.

### Do 하나Pay(하나카드) or 삼쩜삼 have ads?

Neither 하나Pay(하나카드) nor 삼쩜삼 shows ads.

### Which is updated more often, 하나Pay(하나카드) or 삼쩜삼?

하나Pay(하나카드) ships an update every 5 weeks, and 삼쩜삼 weekly. Most recently, 하나Pay(하나카드) was updated on October 29, 2026 and 삼쩜삼 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*