# 하나Pay(하나카드) vs Bravo Korea

The clearest difference is rating: 하나Pay(하나카드) at 4.4 against Bravo Korea's 3.8. 하나Pay(하나카드) also leads on ratings volume (703 vs 10) and iOS requirement (13.0 vs 15.0). Bravo Korea's advantage is review sentiment (61% vs 23%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나Pay(하나카드) holds the better App Store score, 4.4 against 3.8. That said, the two scores are not equally well evidenced: 하나Pay(하나카드) has 703 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 23% of 하나Pay(하나카드)'s written reviews are positive against 61% of Bravo Korea's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 하나Pay(하나카드) | Bravo Korea |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (703 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews)** | [3.8 (10 ratings)](https://appshunter.io/ios/app/bravo-korea/id6599448442/reviews) |
| Number of ratings | **703** | 10 |
| Positive reviews | 23.2% of reviews | **61.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 228 MB | 107 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) | [JEONBUK BANK](https://appshunter.io/developer/1071766251) |

## What reviewers say

### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


### Bravo Korea

[App page](https://appshunter.io/ios/app/bravo-korea/id6599448442)

This app serves as an all-in-one platform for foreigners, offering essential services for life in Korea. It provides tools for financial management, communication, and lifestyle tips, with global support in multiple languages.

**Highlights:** Overseas transfer comparison, Budget phone comparison, Financial services (accounts, debit cards, loans), K-Life tips and community, Earn points with walking, Multilingual global support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Foreigner friendly services
- 🚀 Quick and easy loan application
- 👍 Multilingual support is helpful
- 👍 Convenient for daily services
- 👍 Efficient in-app services

**What reviewers complain about**

- 🐛 Login requires password repeatedly with Face ID
- 🐛 App bugs after second password entry
- 🐛 Unclear overseas remittance function
- 🐛 Inability to leave reviews after winning
- 🐛 Personal information leakage concerns

**Reported bugs**

- App asks for password even with Face ID
- App bugs after second password entry
- App bugs during login
- Keyword gets stuck during identity verification
- App constantly gives errors

**Requested features**

- Add Russian language support
- Add Vietnamese language support
- Add Chinese language support
- Add Mongolian language support
- Add Burmese language support


## Frequently asked questions

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Is Bravo Korea free?

Bravo Korea is free to download, with no in-app purchases.

### Which has better reviews, 하나Pay(하나카드) or Bravo Korea?

하나Pay(하나카드) is rated higher. 하나Pay(하나카드) averages 4.4 out of 5 from 703 ratings, while Bravo Korea averages 3.8 from 10 ratings.

### Do 하나Pay(하나카드) or Bravo Korea have ads?

Neither 하나Pay(하나카드) nor Bravo Korea shows ads.

### Which is updated more often, 하나Pay(하나카드) or Bravo Korea?

하나Pay(하나카드) ships an update every 5 weeks, and Bravo Korea every 5 weeks. Most recently, 하나Pay(하나카드) was updated on October 26, 2026 and Bravo Korea on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*