# 하나Pay(하나카드) vs 디지털온누리

The clearest difference is rating: 하나Pay(하나카드) at 4.4 against 디지털온누리's 2.1. 하나Pay(하나카드) also leads on ratings volume (703 vs 7). 디지털온누리's advantage is update cadence (every 2 weeks vs every 5 weeks) and review sentiment (33% vs 23%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나Pay(하나카드) holds the better App Store score, 4.4 against 2.1. That said, the two scores are not equally well evidenced: 하나Pay(하나카드) has 703 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 23% of 하나Pay(하나카드)'s written reviews are positive against 33% of 디지털온누리's, so the app with the better star average is not the one people write more warmly about.

하나Pay(하나카드) ships an update every 5 weeks, 디지털온누리 every 2 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 하나Pay(하나카드) | 디지털온누리 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (703 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews)** | [2.1 (7 ratings)](https://appshunter.io/ios/app/id6738372450/reviews) |
| Number of ratings | **703** | 7 |
| Positive reviews | 23.2% of reviews | **32.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 228 MB | 99 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) | [한국조폐공사](https://appshunter.io/developer/938560543) |

## What reviewers say

### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


### 디지털온누리

[App page](https://appshunter.io/ios/app/id6738372450)

**In-app purchases:** none


## Frequently asked questions

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Is 디지털온누리 free?

디지털온누리 is free to download, with no in-app purchases.

### Which has better reviews, 하나Pay(하나카드) or 디지털온누리?

하나Pay(하나카드) is rated higher. 하나Pay(하나카드) averages 4.4 out of 5 from 703 ratings, while 디지털온누리 averages 2.1 from 7 ratings.

### Do 하나Pay(하나카드) or 디지털온누리 have ads?

Neither 하나Pay(하나카드) nor 디지털온누리 shows ads.

### Which is updated more often, 하나Pay(하나카드) or 디지털온누리?

하나Pay(하나카드) ships an update every 5 weeks, and 디지털온누리 every 2 weeks. Most recently, 하나Pay(하나카드) was updated on October 29, 2026 and 디지털온누리 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*