# Debts Break vs MoneyBe

The clearest difference is rating: MoneyBe at 4.8 against Debts Break's 4.1. MoneyBe also leads on ads (none vs shown) and update cadence (monthly vs every 7 months). Debts Break's advantage is ratings volume (96 vs 13). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Debts Break sells 3 in-app purchases, starting at $0.99 per 6 months and MoneyBe sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

MoneyBe holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Debts Break has 96 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 61% of Debts Break's written reviews are positive against 73% of MoneyBe's.

Debts Break ships an update every 7 months, MoneyBe monthly. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Debts Break | MoneyBe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (96 ratings)](https://appshunter.io/ios/app/debts-break/id849585927/reviews) | **[4.8 (13 ratings)](https://appshunter.io/ios/app/moneybe/id1186342586/reviews)** |
| Number of ratings | **96** | 13 |
| Positive reviews | 61.0% of reviews | **72.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 7 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 40 MB | 45 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [LINKLINKS LTD](https://appshunter.io/developer/600375781) | [Dmytro Obertynskyi](https://appshunter.io/developer/1186342585) |

## What reviewers say

### Debts Break

[App page](https://appshunter.io/ios/app/debts-break/id849585927)

This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.

**Highlights:** Debt payoff strategies (Snowball, Highest Interest, Lowest Balance, etc.), Visual debt tracking and progress monitoring, Automatic balance updates, Payment logs and extra payment options, Loan, payoff date, and mortgage calculators, Detailed reports and charts, Passcode and Touch ID protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $0.99 | per 6 months |
| Remove ads | $9.99 | one-time |
| Snowball method | $9.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface and easy to navigate
- 📊 Clear visual charts and graphs for debt tracking
- 💰 Effective debt snowball method for motivation
- 🎯 Simple and straightforward debt management
- 📱 Clean, attractive design

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing issues
- ❌ Decimal point removal in interest rates (major bug)
- ⚠️ Inaccurate calculations after updates
- 🔔 Notification system not working properly
- 💸 Snowball feature locked behind paywall

**Reported bugs**

- Decimal points removed from interest rate input fields
- Cannot enter decimal interest rates (e.g., 4.75%)
- App crashes when entering debt information
- Notifications persist after deleting payments
- App freezes and becomes unresponsive

**Requested features**

- Biweekly and weekly payment options
- Ability to enter actual payment amounts made
- Extra/additional payment functionality
- Loan ending date field
- Support for recurring bills without balances (utilities, phone)


### MoneyBe

[App page](https://appshunter.io/ios/app/moneybe/id1186342586)

Securely manage personal finances, business, and projects without registration or ads. Track expenses, income, and budgets with multi-currency support and detailed reports. Offers fast search and automatic backups for peace of mind.

**Highlights:** User privacy first, no registration or tracking, Unlimited expense and income categories, Multi-currency accounts with automatic rate updates, Detailed reports, budgeting, and project management, Fast transaction search, Automatic and manual backups, Apple Watch and 3D Touch integration

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Unlimited | $2.99 | per month |
| Annual Unlimited | $19.99 | per year |
| Bronze badge | $0.99 | one-time |
| Silver badge | $1.99 | one-time |
| Gold badge | $2.99 | one-time |
| MoneyBe, Lifetime Premium | $34.99 | one-time |


## Frequently asked questions

### Is Debts Break free?

Debts Break is free to download, with in-app purchases available.

### Is MoneyBe free?

MoneyBe is free to download, with in-app purchases available.

### Which has better reviews, Debts Break or MoneyBe?

MoneyBe is rated higher. Debts Break averages 4.1 out of 5 from 96 ratings, while MoneyBe averages 4.8 from 13 ratings.

### Do Debts Break or MoneyBe have ads?

Debts Break shows ads; MoneyBe does not.

### Which is updated more often, Debts Break or MoneyBe?

Debts Break ships an update every 7 months, and MoneyBe monthly. Most recently, Debts Break was updated on October 21, 2026 and MoneyBe on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*